Please welcome:

New manager/partner Jennie Kogak

Mark Folchetti Broker Assistant, Senior Marketing Rep.

Lisa Maria Miller Senior Marketing Rep. Notary Public/Loan Closing Services

jenn Phone: 858-361-3193

Fax: (619) 374-6864

Jennie Kogak has over 18 years of professional real estate experience. She has listed and sold millions of dollars of real estate with a primary focus on working with buyers and helping them find the perfect home.Her real estate career started in the San Fernando Valley, where she worked with many of the most prestigious agencies in the country, including: ReMax, Prudential, Coldwell Banker, and Keller Williams.  She has also worked as a property manager and was assisting real estate attorneys and appraisers.In 2011, Jennie moved to San Diego where she was working as a loan signing agent, closing hundreds of loans and home sales for San Diego clients.  She joined the Blu Summit Real Estate Group at Keller Williams Realty as Buyer’s Consultant and is specializing in exclusive representation of buyers and investors of properties in the San Diego area.Jennie enjoys spending time with her family, chilling on the beach, dinning, traveling, watching good movies, and working out.

Jennie Kogak

Manager/partner Realtor ®

Contact Me Licensed by California Bureau of Real Estate Lic. 01249474
  phone: 619 878-0332  Grew up and raised in San Diego, California. 25 Years experience as a musician and booking agents for various bands. Experience as a marketing representative in the entertainment and hospitality business in including Wyndham hospitality resorts.
Mark FolchettiBroker Assistant
Senior Marketing Rep.
Contact Me
  Phone:

(619)540-5811

Fax:  (619) 374-6864

Grew up in Pacific Grove in Carmel Valley. Has many years dealing with affluent and upper end clientele. Has modeling experience and interest in acting and performance. Experience as a Senior Marketing Rep. and certified as a Notary Public/Loan Closing Services
Lisa Maria MillerSenior Marketing Rep. Notary Public/Loan Closing Services  Contact Me

 

Bocce Bash
Join the fun at Liberty Station, Saturday, August 1st for the inaugural Bocce Bash! This fundraiser for the San Diego Bowl Game Association will feature round-robin bocce tournament play, live entertainment, beer provided by New Belgium, and more! No experience needed. Bocce equipment provided. Must be 21 or over to participate.
Date: August 1, 2015
Time: 8:00 AM to 2:00 PM
Price: Team Registration: $80-$50
Location: 2455 Cushing Rd., San Diego, CA 92106
For more info.: call 619.283.5808 or visit sandiegobowlgames.com/bocce-bash
Unleashed by Petco Surf Dog Competition
Get stoked! It’s time for the most adorable surf event of the year. At the Unleashed by Petco Surf Dog Competition, the most fearless dogs will jump on their boards, paddle out and hang 20! This event must be seen to be believed. Bring the whole family for a day of rad competitions, goodies and fun!
Date: August 1, 2015
Time: 9:00 AM to 3:00 PM
Location: 2 Elder Ave., Imperial Beach, CA 91932
For more info. visit unleashedby.petco.com/surfdog
Summer Pops Goes Classical – A Night in Spain
An elegant, deeply passionate musical visit to Spain. The evening features music from celebrated Spanish composers, including Enrique Granados (Three Spanish Dances), and Manuel de Falla.
Date: August 2, 2015
Time: 7:30 PM to 9:30 PM
Price: $20-$79
Location: 206 Marina Park Way, San Diego, CA 92101
For more info.: call 619.283.5808 or visit purchasing.sandiegosymphony.org/single/eventDetail.aspx?p=4992
Film in the Garden: The Little Fugitive
Perfectly capturing the magical atmosphere of 1950s Coney Island, The Little Fugitive (1953, not rated) is a charming adventure story told from the perspective of a seven-year-old boy who takes refuge there after mistakenly believing he’s killed his brother.
Date: August 3, 2015
Time: 7:30 PM to 10:00 PM
Price: Nonmember – $5
Location: 1450 El Prado, San Diego, CA 92101
For more info. call 619.232.7931 or visit www.sdmart.org/calendar/film-garden-1
Free Outdoor Concert: SummerFest Under the Stars
Come to the famous La Jolla Cove and join SummerFest Music Director Cho-Liang Lin for a free concert to kick off the festival. Bring your picnic and enjoy this wonderful, family-friendly SummerFest tradition featuring a stunning ocean backdrop!
Date: August 5, 2015
Time: 7:00 PM to 9:00 PM
Price: Free
Location: La Jolla Cove, La Jolla, CA 92037
For more info.: call 858.459.3728 or visit www.LJMS.org
ScholarShare’s Toddler Time: Story Time
Practice your A-B-C’s and read along with us during our morning story time. Recommended for ages 4 and under.
Date: August 7, 2015
Time: 10:00 AM to 11:30 PM
Price: Free with admission
Location: 200 W Island Ave., San Diego, CA 92101
For more info. call 619.233.8792 or visit www.thinkplaycreate.org
Farm to Bay Food & Wine Classic
This unforgettable tasting event on San Diego Bay celebrates the sights, sounds and flavors that make San Diego so unique. Farm to Bay is the only local fundraiser that takes place within a national wildlife refuge, set against the beautiful backdrop of San Diego Bay.
Date: August 8, 2015
Time: 4:00 PM to 7:00 PM
Price: $80
Location: 1000 Gunpowder Point Drive, Chula Vista, CA 91910
For more info.: call 619.409.5900 or visit www.thelivingcoast.org
Summer Pops – Sinatra at 100
Ol’ Blue Eyes is back! Frank Sinatra – the most popular male vocalist of the twentieth century never really left us. His music, that unmistakable voice, will play on forever: “Fly Me to the Moon,” “Strangers in the Night” and “My Way,” just to name a few. Don’t miss Cary Hoffman, today’s premiere Sinatra vocalist, as he salutes The Chairman of the Board with his acclaimed “My Sinatra” presentation.
Date: August 14-15, 2015
Time: 7:30 PM to 9:30 PM
Price: $20-$92
Location: 206 Marina Park Way, San Diego, CA 92101
For more info. call 619.235.0804 or visit purchasing.sandiegosymphony.org/single/psDetail.aspx?psn=4946
ArtWalk NTC @ Liberty Station
Formerly ArtWalk on the Bay, ArtWalk NTC @ Liberty Station builds upon the success of the past years at San Diego’s Bayfront. This 10th annual event takes place in San Diego’s flagship arts and culture district, NTC @ Liberty Station, once San Diego’s Naval Training Center, and now a mecca for artist studios, galleries, museums and performing arts groups.
Date: August 15-16, 2015
Time: 10:00 AM to 6:00 PM
Price: Free
Location: 2645 Historic Decatur, San Diego, CA 92106
For more info.: visit www.artwalksandiego.org/ntc
The Comedy of Errors
Laughter will ring out under the stars as Shakespeare’s hilarious tale of mistaken identity takes the outdoor stage. A young man and his servant arrive in town, unaware that each of them has a separated-at-birth identical twin already there.
Date: August 16 – September 20, 2015
Time: 8:00 PM to 10:00 PM
Price: Tickets start at $29
Location: 1363 Old Globe Way, San Diego, CA 92101
For more info. call 619.234.5623 or visit www.TheOldGlobe.org
Discovery Lab! – Real Live Reptiles
TRNERR invites the community to a series of open houses to excite and engage the minds of your entire family. Learn about the native reptiles who call San Diego home. Meet them up close and in person with the US Geological Survey biologists that study them.
Date: August 19, 2015
Time: 5:00 PM to 7:00 PM
Price: Free
Location: 301 Caspian Way, Imperial Beach, CA 91932
For more info.: call 619.575.3613 or visit trnerr.org/discovery_labs
The Art of Music – Opus Orange
The Art of Music Concert Series: Opus Orange. In tribute to the musical performances that were a central component of the 1915 Panama-California Exposition, the Museum marks the centennial of this event with monthly concerts throughout the year that explore the duet of the visual and musical arts.
Date: August 20, 2015
Time: 7:30 PM to 9:00 PM
Price: Free
Location: 1450 El Prado, San Diego, CA 92101
For more info. call 619.232.7931 or visit www.sdmart.org/calendar/art-music-concert-series-5
Summer Shakespeare Film Screening: West Side Story

The Old Globe throws open its doors for a special series of Shakespeare films, continuing its celebration of the Globe’s 80th Anniversary and Balboa Park’s Centennial.

Date: August 24, 2015
Time: 8:00 PM to 11:00 PM
Price: Free
Location: 1363 Old Globe Way, San Diego, CA 92101
For more info.: call 619.234.5623 or visit 
Taylor Swift - The 1989 World Tour

Seven-time GRAMMY Award winner, Taylor Swift comes to Petco Park for the first time ever! San Diego will be among the many stops on The 1989 World Tour. Opening for Taylor Swift will be Vance Joy and Shawn Mendes.

Date: August 29, 2015
Time: 7:00 PM to 11:00 PM
Price: Single Tickets – $97-$139.50  |  VIP Packages – $199-$47
Location: 100 Park Blvd., San Diego, CA 92101

For more info. call 619.594.3986

or visit sandiego.padres.mlb.com/sd/ticketing/taylorswift.jsp

Got this as a forward? Sign up to receive our future emails.

View this email online.

8880 Rio San Diego Drive Suite 1100

San Diego, CA | 92108 US


This email was sent to arnie@county4.com.

To continue receiving our emails, add us to your address book.

powered by emma

 

 

Distressed California Homeowners May Qualify for California’s Keep Your Home California Transition Assistance Program (TAP)   If your financially distressed California clients can no longer afford your home and are pursuing a short sale or a deed in lieu of foreclosure, they may be eligible for financial help with their relocation to alternative housing and avoid foreclosure.

The funds come from the Transition Assistance Program (TAP), part of the Keep Your Home California Program.  

The state of California is providing up to $5,000 in transition assistance to qualified homeowners who can no longer afford to stay in their homes.  We can help by advising you as a distressed homeowner.

  • You can apply for the funds through state’s website or by calling us
  • Maintain their property until their house is sold or returned to the lender via a negotiated deed in lieu of foreclosure.

For qualified homeowners, these state funds may be used in addition to any other transition assistance that the homeowner may receive by participating in the Federal Home Affordable Foreclosure Alternatives (HAFA) program or in any other pre-offer short sale program.    

To learn more about the Transition Assistance Program’s guidelines.

Fill out form below.

Stop Foreclosure Now

Featured Radio Talk Show Host or Co-Host Broker for County Properties

Featured Radio Talk Show Host

and or Co-Host

Broker for County Properties

The schedule for both show to run the 2nd Thursday of each month (Cancer Answer 9:30-10am pst) and The Kabbah Show the 2nd Sunday of each month (6-6:30pm).Call in line is always the same for all callers (347-215-8709). See schedule below.

Click here to listen to the live show

Aug 9-Kabbalah Learning to receive 6-6:30pm pst

Check Out Spirituality Podcasts at Blog Talk Radio with BGE RADIO powered by BLOGTALK on BlogTalkRadio

Check Out Spirituality Podcasts at Blog Talk Radio with BGE RADIO powered by BLOGTALK on BlogTalkRadio

San Diego Kabbalah group leaders Arnie Levine and Stephen Ezakovich joins @bge_radio to introduce their new show “Kabbalah, Learning to Receive”

Kabbalah teaches that we all want to enjoy. Kabbalists call this desire “the will to receive delight and pleasure,” or simply, “the will to receive.” This desire propels all of our actions, thoughts, and feelings, and Kabbalah depicts how we can realize our desires and fulfill our wishes. Ref: Laitman, “Kabbalah for the student”

This week’s inquiry will be seeing that which is before your eyes, like movies such as Noah or Matrix. For what you see is what you believe in, that it has meaning, for this is what you are told. For hidden within you is another interpretation that will allow you to ascend to another level of understanding.

From the movie Matrix. “You take the blue pill, the story ends. You wake up in your bed and believe whatever you want to believe. You take the red pill, you stay in wonderland, and I show you how deep the rabbit hole goes.”

As we say: the sheep love (comfort) their Shepherd (world), but there is always one that wants to know what’s out that gate (ascending). For this is now the question, requires an answer and action is to be taken. But then this is only one step, after one finds that no answer exists, yet still another step is to create (creation) the answer. For then the answer is given and you will see your purpose as though a image.

===========

The “Kabbalah, learning how to receive”, show will be open for calls in questions/comments or listening from 6:00pm to 6:30pm PST. Arnie Levine will be host. 1-347-215- 8709  Sunday August 9,2015.

I’m going to this Meetup. Want to join me?

Join me at Believe it or not, Illusions of meaning hidden. I think, I do on Aug 9 at 5:00 PM: http://meetu.ps/26xnZv

Please click the date for the show and you will go to the live broadcast if past it will be a replay.

July 19 sunday- Kabbalah 6-6:30pm pst  replay

Aug 9-Kabbalah 6-6:30pm pst

Aug 13-Cancer Answer 9:30-10am pst

Sept 10-Cancer Answer 9:30-10am pstSept 20- Kabbalah 6-6:30pm

pstOct 8- Cancer Answer 9:30-10am pstOct 11-Kabbalah 6-6:30pm

pstNov 12-Cancer Answer 9:30-10am pstNov 15- Kabbalah 6-6:30pm

pstDec 10-Cancer Answer 9:30-10am pstDec 13-Kabbalah 6-6:30pm pst

 Or if you would like to join me at the next live broadcast

Visit us on Sunday at 5:00 PM-7pm: click here for directions and more information http://meetu.ps/26xnZv

 

Check Out Spirituality Podcasts at Blog Talk Radio with BGE RADIO powered by BLOGTALK on BlogTalkRadio
BGE RADIO powered by BLOGTALK – BlogTalkRadio
San Diego Kabbalah group leaders Arnie Levine and Stephen Ezakovich joins @bge_radio to introduce their new show “Kabbalah, Learning to Receive”.
BGE RADIO powered by BLOGTALK – BlogTalkRadio
Join cancer survivor and host Arnie Levine for a show of inspiration and encouragement about cancer related topics that can give guidance on related subjects.

Free Courses in the true path and origins from teacher to student over 5700 years taught today’s language.

Fundamentals of Kabbalah

Registration for Summer 2015 is now open. Classes will begin on Wednesday, July 8, 2015.

Learn more

Intermediate Kabbalah

The Spring 2015 Intermediate Course will begin on July 8, 2015.

*No enrollment required for students who completed the Fundamentals Course.

Prerequisite: Fundamentals of Kabbalah.

Learn more

Young Group

The next Young Group Course will begin on July 7, 2015.

*Enrollment required for students who completed the Intermediate Course. Enrollment information coming soon.

Prerequisite: Intermediate Kabbalah.

Learn more

 

scale and gavel

Yale Law School lecturer Logan Beirne examined a lawsuit recently filed by three Fannie Mae and Freddie Mac investors accusing the federal government of exceeding its authority as a conservator.

The three plaintiffs in question allege that the Federal Housing Finance Agency and the U.S. Treasury “systemically exceeded their limited authority under HERA” and “acted arbitrarily and capriciously.”

In his article, published in the National Law Review, Beirne seems to agree. He says that the case “astutely focuses on [the Federal Housing Finance Agency’s statutory breaches],” unlike the earlier suits that focused on constitutional claims.

“However, rather than work as conservator to benefit Fannie Mae and Freddie Mac’s shareholders, as is its obligation under traditional conservatorship law, the FHFA acted for the benefit of the U.S. government – and to the detriment of those private shareholders. In a surprise deal, the FHFA effectively wiped out the private shareholders and essentially turned the proceeds of Freddie and Fannie to the U.S. Treasury,” Beirne writes.

At the time of the conservatorship, most thought the move was necessary, though serious questions have arisen about that contention since.

The GSEs returned to profitability by the second quarter in 2012, and within a few months the Treasury enacted its “Third Amendment Sweep” of profits.

Beirne says that as a conservator, the FHFA had a statutory obligation to shareholders over other concerns.

He notes that concerns for taxpayers are important, yes, but breeches of contractual responsibilities are even more serious.

“As conservator under HERA, it is precisely the FHFA’s responsibility to work for the benefit of the shareholders. Under standard corporate law principles, that conservator is bound, by a strong fiduciary duty to protect the corporate assets for the benefit of both common and preferred shareholders. By working for the benefit of third party taxpayers – and to the detriment of private shareholders – the FHFA is in breach of its duties under HERA,” he writes.

Beirne concludes that while the “political winds of the moment” make the seizure of private property from shareholder seem popular, the long-term consequences of allowing this violation of the rule of law to go unchecked would have very costly consequences on the housing market.

Broadcast in Motivation

BGE RADIO powered by BLOGTALK

BGE RADIO powered by BLOGTALK

arnie bz cardFeatured Host

Arnie Levine Broker for County Properties

Follow This Show

If you liked this show, you should follow BGE RADIO powered by BLOGTALK.

Call in to speak with the host

Here is the link for your show that is set to air on Sunday 06/14/2015 6-7pm pst.
To listen click on the link
Link:
www.blogtalkradio.com/buildgrowandenjoy/2015/06/15/cancer-answer

 The call in number to talk is 347-215-8709.

Featured Radio Talk Show Host or Co-Host

Broker for County Properties

 

1.       Intro: Cancer answer show is about cancer related topics on how to survive and on how your family will survive.
How to get answers and a discussion on how to deal with treatments side effects.

2.       my personal biography as a cancer survivor 3 times first being staged four

3.       *Topics, with Nutrition vs conventional chemo treatments,

4.       my experiment:  To find out if the high alkaline diet n raw diet known as the Gershon diet Therapy For Cancer diet. Vs chemo.

5.       To discuss if I relapse from my cancer non-Hodgkin’s lymphoma and to experiment on my personal treatment testing the Gershon diet if it works by monitoring via blood tests and CAT scan test.

6.       Medical marijuana and chemotherapy.

7.       To advise as if there is no tomorrow and how to live as there is many tomorrows. To discussing the fear on what you don’t know may happen next.

8.       How I’m being on spiritual path effects myself and why I’m still here alive as a survivor.

9.       Kabbalah, Judaism and Christianity.

 

build grow and enjoyBGE RadioCancer AnswerArnie LevineCancer

 

cancer survivormotivationinspirationencouragementcounty properties

san diego

 

Join cancer survivor and host Arnie Levine for a show of inspiration and encouragement about cancer related topics that can give guidance on how one and their family can be a survivor!

The Leukemia & Lymphoma Society - Someday is Today
donate now
facebook logo Twitter logo YouTube logo Google+ logo LLS Share logo
Remarkable progress toward blood cancer cures is happening today. play video

Urban Institute: Rental surge to drop homeownership rate to 61.3% by 2030

The Urban Institute’s Housing Finance Policy Center just released a major new longitudinal study of expected household formation and homeownership rates from 2010 to 2030.

The paper predicts that the homeownership rate will continue to decline through 2030 and that a major rental surge is upon us, a surge the United States is not truly prepared to meet.

Most concerning, they forecast the homeownership rate to drop to 61.3% by 2030.

For context, the homeownership rate in the first quarter of this year fell to 63.7%, the lowest since 1990, according to the U.S. Census.

The homeownership rate is the ratio of households that own to overall households — the remaining being rental households.

A blog written by the study authors highlights five key take-aways:

  1. A rental surge is coming. 13 million of the 22 million new households that will form between 2010 and 2030 will seek to rent, rather than buy, their homes.
  2. Most of the new households that will form between 2010 and 2030 will be non-white.
  3. The homeownership rate will decrease for all age groups, except those over 75. The authors predict that the overall homeownership rate will be 61.3% by 2030: 70% for whites, 40% for African Americans, and 48% for Hispanics.
  4. African Americans will fall further behind all racial groups in homeownership. By 2030, the homeownership rate for African Americans will be 40%, a large drop from 46% in 2000. The rate for Hispanics will move in the opposite direction, increasing from 46% in 2000 to 48% in 2030.
  5. The number of senior-headed households will increase dramatically. The number of households over age 65 will increase from 25.8 million in 2010 to 35.4 million in 2020 and to 45.7 million in 2030.

According to NAR Home prices have climbed in 85% of U.S. metropolitan home markets as low mortgage rates and the strongest labor market in almost 7 years spurred demand.

The median price of an existing single-family home rose from a year earlier in 148 of the 174 areas measured, the NAR said in a recent report.

Fifty-one areas had price gains of 10% or more; prices declined in 25 areas.

“The housing market is benefiting as employment returns to pre-crisis levels” says a spokeperson at NAR.

Contracts to buy homes rose in March to the highest level for the month since 2005, according to the NAR. (March is the latest statics available).

The unemployment rate was 5.5% in February and March, (a level the Federal Reserve defines as full employment) the rate dropped to 5.4% in April.

Also “boomerang buyers” have become eligible again and studies have shown that once consumers have owned a home (but then forced to rent because of “life circumstances”) purchase home in higher numbers than those who are currently renting.

Related Post: Renter Marketing

Rates are down from 2014.

Lower interest rates are bolstering affordability for buyers.

The avg. rate for a 30-year fixed mortgage was 3.71% this year through April, compared with 4.36% in April 2014.

For 2015, the avg. rates are projected at 3.9%, down from 4.2% last year.
The median price for an existing single-family home in the first 3 months (2015) was $205,200, up 7.4% from the 1ST quarter of 2014.

Prices probably will gain 5.9% in 2015, compared with 5.7% in 2014, the association said in a forecast on its website.

Sales of existing homes this year probably will rise 6.8% to 5.3 million after dropping about 3% in 2014.

That would be the most since 2013, the first year of the housing recovery.

for California’s Keep Your Home California Transition Assistance Program

(TAP)  

If your financially distressed California clients can no longer afford their homes and are pursuing a short sale or a deed in lieu of foreclosure, they may be eligible for financial help with their relocation to alternative housing.  

 

The funds come from the Transition Assistance Program (TAP), part of the Keep Your Home California Program.  

 

The state of California is providing up to $5,000 in transition assistance to qualified homeowners who can no longer afford to stay in their homes.  You can help by advising your distressed clients that they must:

  • Apply for the funds through their state’s website or by calling 1.888.954.5337.
  • Maintain their property until their house is sold or returned to the lender via a negotiated deed in lieu of foreclosure.

For qualified homeowners, these state funds may be used in addition to any other transition assistance that the homeowner may receive by participating in the Federal Home Affordable Foreclosure Alternatives (HAFA) program or in any other pre-offer short sale program.    

 

To learn more about the Transition Assistance Program’s guidelines,  please fill out

this form.

Stop Foreclosure Now

Things to do in San Diego in June 2015

by Arnie Levine on June 12, 2015

in Latest News

June 5 – July 5, 2015
Del Mar Fairgrounds 22nd DAA

Jun 5 – Jul 5, 2015
Price: Adult: $15* Seniors age 62+: $8 Children age 6-12: $8 Children age 5 and under: Free *Discount admission available at Albertson’s
REGION: NORTH COUNTY COASTAL

San Diego’s annual county fair is the largest fair in California, offering a variety of food, entertainment, exhibits, rides & games throughout the beautiful and historical Del Mar Fairgrounds in the oceanfront village of Del Mar.