SAN DIEGO CHARGERS 2014 SCHEDULE

by Arnie Levine on May 7, 2014

in Sports

San Diego Chargers’ Calendar

August 2014
    Date Time Event Location
    Aug. 7 7pm Dallas Cowboys vs. San Diego Chargers Qualcomm Stadium
    Aug. 15 7pm San Diego Chargers at Seattle Seahawks CenturyLink Field
    Aug. 24 1pm San Diego Chargers at San Francisco 49ers Levi’s Stadium
    Aug. 28 7pm Arizona Cardinals vs. San Diego Chargers Qualcomm Stadium
September 2014
    Date Time Event Location
    Sep. 8 7:20pm San Diego Chargers at Arizona Cardinals University of Phoenix Stadium
    Sep. 14 1:05pm Seattle Seahawks vs. San Diego Chargers Qualcomm Stadium
    Sep. 21 10am San Diego Chargers at Buffalo Bills Ralph Wilson Stadium
    Sep. 28 1:05pm Jacksonville Jaguars vs. San Diego Chargers Qualcomm Stadium
October 2014
    Date Time Event Location
    Oct. 5 1:25pm New York Jets vs. San Diego Chargers Qualcomm Stadium
    Oct. 12 1:05pm San Diego Chargers at Oakland Raiders O.co Coliseum
    Oct. 19 1:05pm Kansas City Chiefs vs. San Diego Chargers Qualcomm Stadium
    Oct. 23 5:25pm San Diego Chargers at Denver Broncos Sports Authority Field at Mile High
November 2014
    Date Time Event Location
    Nov. 2 10am San Diego Chargers at Miami Dolphins Sun Life Stadium
    Nov. 16 1:05pm Oakland Raiders vs. San Diego Chargers Qualcomm Stadium
    Nov. 23 1:05pm St. Louis Rams vs. San Diego Chargers Qualcomm Stadium
    Nov. 30 10am San Diego Chargers at Baltimore Ravens M&T Bank Stadium
December 2014
    Date Time Event Location
    Dec. 7 5:30pm New England Patriots vs. San Diego Chargers Qualcomm Stadium
    Dec. 14 1:05pm Denver Broncos vs. San Diego Chargers Qualcomm Stadium
    Dec. 20 1:30pm San Diego Chargers at San Francisco 49ers Levi’s Stadium
    Dec. 28 10am San Diego Chargers at Kansas City Chiefs Arrowhead Stadium
Printed: Wednesday, May 07, 2014 at 12:07 PM PDT Calendar events displayed in Pacific Daylight Time/Pacific Standard Time

The IRS Statue of Limitations for Auditing!

by Arnie Levine on May 7, 2014

in Finance

The IRS has (basically) 3 years after you file a tax return to audit you.

If the IRS shows up after that, you may be able to point out that the statute of limitations has run.

It’s better than hunting for receipts! But there are many special rules that can extend the purgatory.

First, the 3 years is doubled to 6 if more than 25% of your income is omitted.

It’s also doubled if you failed to disclose a foreign account.

Even worse, the IRS has no time limit if you neverfile a return . There’s also no time limit on fraud. Fraud is the IRS’s greatest trump card.

Fortunately, though, the IRS has a high burden to show fraud.

Here are other timing rules you should know.

Extend: The IRS may contact you (usually about two and a half years after you file), asking you to extendthe statute.

Most tax advisers say you should usually grant an extension. Some taxpayers say “no” or ignore the request.

That may lead the IRS to send a notice assessing extra taxes.

Amend: To amend a tax return, do it within 3 years of the original filing date.

If your amended return shows an increase in tax, and you submit the amended return within 60 days before the 3 year statute runs, the IRS only has 60 days after it receives the amended return to make an assessment.

An amended return that DOES NOT REPORT A NET INCREASE in tax, does not trigger an extension of the statute.

Refunds: If you pay estimated taxes or have excess withholding but fail to file a return, you generally only have two years (not three) to get it back.

State Timing: Some states have the same three- and 6 year statutes as the IRS.

But some set their own time clocks, giving themselves even more time to assess extra taxes.

IN CALIFORNIA, FOR EXAMPLE, THE BASIC TAX STATUTE OF LIMITATIONS IS FOUR YEARS.

However, if the IRS adjusts your federal return, you are obligated to file an amended return in California.

If you don’t, the California statute will never expire.

Partnerships:   Partnerships and LLCs generally don’t pay tax themselves, even though they file tax returns.

Rather, their partners or members pay the tax. Statute issues come up frequently with partnerships.

For example: What happens when a tax notice is sent to a partnership, but not to its individual partners?

The audit or tax dispute may be ongoing, but you may have no personal notice of it.

As a result there are numerous special rules for partnerships. In general, partnerships have a “tax matters partner” who gets notice.

John Doe Summons: Another set of rules says the statute of limitations may be “tolled” (held in abeyance) by an IRS John Doe summons.

That is so even if you have no notice of it.

It works like this.

Suppose that a promoter has sold you on a tax strategy. The IRS may issue a summons to the promoter asking for all the names of his clients and customers.

While the promoter fights turning over those names to the IRS , the statute of limitations clock for his clients is stopped.

Bottom Line:   Statute of limitations issues can be pivotal in tax cases.

Of course, the difference between winning and losing often depends on records.

The statute usually begins to run when a return is filed, so keep certified mail or courier confirmation.

If you file electronically, keep all the electronic data, plus a hard copy of your return.

If you can successfully assert a defense based on the statute of limitations, you don’t have to go further!

Realtors are not tax attorneys or accountants. We do not give legal or tax advice, please, always seek the advice of your tax attorney/accountant.

california

While the price of a California home rose to a level not seen in six years, it didn’t drive buyers out of the market. In March, the median price for a home rose to $366,000, which was up $16,000 from February and marks the highest price since March 2008. Despite the high price tag, home and condominium sales were up nearly 21% for the month.

March’s sales may have been up from February’s figures, but they were still down 13.3% from March 2013.

“Despite the nice jump in March home sales, sales continue to be slower than we’ve seen since 2008,” said Madeline Schnapp, director of economic research for PropertyRadar. “The supply of lower-priced distressed properties is disappearing at a rapid clip and is not being replaced by an adequate supply of non-distressed properties.”

These numbers echo the rising prices in Southern California, where the median price also rose to its highest level in six years. The high cost was a deterrent in the southern part of the state as home sales also hit a six-year low.

For the state as a whole, non-distressed property sales were up 25.2% in March. Distressed property sales were up 7.4%, despite prices being 13.3% above March 2013.

“The jump in median home prices in March was somewhat of a surprise given the lackluster sales volume since last summer,” said Schnapp. “This past month, however, seasonal demand and lack of inventory drove up prices. In addition, higher priced non-distressed properties now comprise nearly 80% of total sales volume, up from 64% a year ago.”

PropertyRadar is predicting that rapid price increases will help create more for-sale inventory by reducing the number of underwater California homeowners. The number of California homeowners with more than 10% equity in their homes increased 0.5%, or nearly 27,000, in March.

Since August, an additional 393,000 homeowners, or an increase of 8%, now have more than 10% equity in their homes and can now participate in the real estate market and either sell or buy property.

“While the decline in negative equity will help with the lack of inventory problem,” said Schnapp, “it is important to keep in mind that nearly 1.2 million California homeowners, or 13.5%, remain underwater, which continues to create significant headwinds for the California housing market.”

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Cite more government spending, declining inventories

sunny day
Slow growth dominated the first quarter, but Fannie Mae’s Economic & Strategic Research Group believes the economy is expected to gain momentum in the second quarter amid an increase in government spending and diminishing drag from a slowdown in inventory stockpiling.

The somewhat optimistic report says that consumer and business capital spending, relief from fiscal policy concerns, and improvements in the housing sector also may contribute to growth.

Although economic activity in the first quarter likely slowed more than expected in the prior forecast, the group is sticking with its forecast of 2.7% growth for all of 2014, comparable to the 2.6% pace in 2013.

“The April economic forecast is similar to February and March, where slow growth has been the common denominator, but we expect to see a slight pickup beginning this quarter,” said Fannie Mae chief economist Doug Duncan. “A slower pace of inventory accumulation is likely to weigh on GDP in the first half of 2014 but loosen its hold in the second half of the year as businesses increase production.”

The report from the group says that government spending is expected to contribute to growth for the first time in five years, and the lack of additional broad-based tax increases combined with less uncertainty over fiscal policy should enable some strengthening in the private sector.

“We have downgraded our housing forecast slightly due to a lackluster sales picture, but the recent loss of momentum is likely a temporary one,” said Duncan. “Overall, we expect housing to add 0.3 percentage points to economic growth this year. While existing home sales have remained essentially flat, we continue to believe that new home sales will increase at a double-digit pace. Housing starts are expected to rise to about 1.05 million units in 2014, up from 925,000 in 2013 but approximately 50,000 fewer than we expected at the beginning of the year due to builders’ credit and labor constraints.”

Vacation homes

Buyers are back in the vacation home market at a rate not seen since 2006. Vacation home sales accounted for 13% of all home sales transactions last year, their highest market share since 2006.

Vacation home sales jumped 29.7% to an estimated 717,000 in 2013, up from 553,000 in 2012, according to the National Association of Realtors 2014 Investment and Vacation Home Buyers Survey.

“Growth in the equity markets has greatly benefited high net-worth households, thereby providing the wherewithal and confidence to purchase recreational property,” NAR Chief Economist Lawrence Yun said. “However, vacation-home sales are still about one-third below the peak activity seen in 2006.”

While the rate of vacation home purchases was on the rise in 2013, the rate of investment homes fell 8.5% to an estimated 1.1 million in 2013. That’s down from the 1.21 million investment homes purchased in 2012.

Yun said the pullback in investment activity is understandable. “Investment buyers slowed their purchasing in 2013 because prices were rising quickly along with a declining availability of discounted foreclosures over the course of the year,” he said.

“In 2011 and 2012, investment property was a no-brainer because home prices had sharply over corrected during the downturn in many areas, creating great bargains that could be quickly turned into profitable rentals,” Yun added. “With a return to more normal market conditions, investors now have to evaluate their purchases more carefully and do their homework.”

The median price of investment homes rose to $130,000 in 2013. That represents a 13% increase over the 2012 median price of $115,000.

Vacation home prices were up too, but that didn’t keep buyers away. The median vacation home price was $168,700, up 12.5% from $150,000 in 2012.

All cash purchases continued to be commonplace in the investment and vacation market. 46% of investment buyers paid cash in 2013, as did 38% of vacation homebuyers.

Of buyers who financed their purchase with a mortgage, large down payments continued to be the norm in 2013. The median down payment for investment buyers was 26%, while vacation homebuyers typically put 30% down.

The typical vacation homebuyer was 43 years old, had a median household income of $85,600 and purchased a property that was a median distance of 180 miles from his or her primary residence; 46% of vacation homes were within 100 miles and 34% were more than 500 miles away. Buyers plan to own their recreational property for a median of 6 years, down from 10 years in 2012.

Investment homebuyers in 2013 had a median age of 42, earned $111,400 and bought a home that was relatively close to their primary residence, a median distance of 20 miles.

Both investment homebuyers and vacation homebuyers gravitated more towards the southern part of the U.S. for their purchase. 41% of the vacation homes purchased last year were in the South, 28% in the West, 18% in the Northeast and 14% in the Midwest.

Those figures were similar in the investment market as well. 38% of investment properties purchased last year were in the South, 25% in the West, 18% in the Northeast and 19% in the Midwest.

This is a blog from a fellow writer she calls it Barbara’s Worlds and has extensive adventures  and use full information on travel.

Thank you for reading her blog on travel.
Arnie Levine Broker County Properties

http://www.theworldaccordingtobarbara.com/

Barbara’s World

My Photo

Welcome to the world of travel through my eyes! My readers say they feel like they are traveling along with me when they read my blogs, which is the best compliment I could receive. One even commented, “Your blog is like Downton Abbey! I can’t wait for the next installment!” I am a former teacher, entertainer and actor and I bring all those parts of me into my writing. The result is a high spirited romp through any place I visit. Plus, you will love the photos!

MY 2 CENTS ON SAVVY PACKING

FIRST, HOW NOT TO PACK

Back in the good old days before baggage restrictions, I invested in the biggest suitcase Costco had to offer. A huge black monster, it was guaranteed indestructible even if thrown around by a gang of gorillas. The only trouble was the danged thing weighed 15 lbs without a stitch of clothing in it. By the time I stuffed it with half my wardrobe, I couldn’t lift it! I literally took my life in my hands just getting it downstairs from my bedroom; the suitcase and I alternately sliding and stumbling until we ended up in a heap at the bottom. And, that was just the beginning of the ordeal–even with rollers, it was hideously heavy to lug around. I speak about that suitcase in the past tense because by now Goodwill has hopefully found it a new home. Now that I’m older and weaker, it’s time to change my ways as far as packing goes.

Another good reason to toss that beefy suitcase (as if not being able to lift it isn’t enough) is the baggage charges. If a suitcase weighs over 50 lbs, the charges get obscene! I learned that first hand: The scene is a British Airways ticket counter in London’s Heathrow Airport a couple of years ago. I managed to heave my enormous Gorilla Bag onto the scales and was told it was 3 kilos overweight. The ticket agent looked at me with pity and asked if I could take anything out. “No, that’s OK. I’ll just pay whatever it is.”  For goodness sake, what would I do with 6 lbs of extra stuff after I took it out?  I looked nervously over my shoulder at the humorless mob waiting their turn behind me and asked, “It couldn’t cost that much, could it?” To my immense relief, he just shook his head and let me through without charging me. After I got home, I researched the charges on-line and realized just how nice he had been. Those 6 lbs should have cost me $100! (Any bag weighing between 51-70 lbs costs an additional $100, 71-100 lbs is an additional $200!)

 I’m going back to England this year and I am determined to take ONE carry-on bag (plus a good size purse). This will take supreme packing skills, but I think I’ve learned a thing or two over the years.
HOW TO DRESS LIKE A FASHIONISTA AND STILL TRAVEL LIGHT
(Men: you can heed this advice as well!)
1.     PICK A COLOR, ANY COLOR:  Decide on a basic color scheme and stick to it. It can be black, brown, gray or navy, whatever you like. Clothes like slacks, jackets and shoes are best in this color. Blouses, shirts or scarves are your opportunity for color. Color coordinating your wardrobe this way insures that everything goes together. (I’ve chosen navy as my base color, with yellow, lime green, orange and pink as accent colors, and of course, good old white.)
 My mix and match travel wardrobe.
2.     SIMPLE AND TAILORED: Make sure that each item of clothing can be worn with every other item, and that at least a few of your basic items can be dressed up, depending on the occasion. For example: Ladies, a silky blouse or shell can dress up a blazer, slacks or skirt. And don’t forget scarves; they can change or dress up an outfit instantly.  Men, a nice shirt and tie worn with a dark jacket and pants will pass for a nice suit.
3.   THE LIGHTER THE BETTER: Chose clothing that is light weight and washable. I’m always on the hunt for poly-blend clothes that I can hand wash and will dry quickly. Pure cotton is OK, if you like ironing or wrinkles, plus it’s heaver. (Nearly all my clothes, including my wardrobe staple—a navy blue blazer, can be wadded up, thrown into a suitcase and emerge fairly wrinkle free.) I’ve bought a lot of things from J Jill and their Wearever travel collection and found things at Chico’s. The clothes can be a bit pricey, but worth every penny when it comes to good quality, especially if they are light-weight and wrinkle free.  Good tip: Wear your heavier pieces on the plane, like your blazer or coat and walking shoes.
4.   BUY THE BEST YOU CAN AFFORD: Since the object is to take as few clothes as possible you might as well invest in some nice quality pieces.  A very well dressed friend of mine has a wardrobe of a miracle fabric called Tencel. It looks expensive and wears like Army fatigues. It is light weight, quick drying, practically wrinkle free and very comfortable. What more could you ask? Oh, and did I mention—it’s also biodegradable because it’s made from wood pulp. (Travel Smith has a nice line.)
                   (My friend Pat–comfortable, stylish and wrinkle free!)
5.  JEWELRY: My advice is to take some cute costume jewelry but leave your expensive jewelry at home. However, if you do want to bring a few nice items, there are things you can do: (1) store them in the hotel safe when not wearing them, (2) never take them off (3) or, carry them in a pouch hidden somewhere on your body. Whatever you do, don’t leave them in your hotel room.
6.    KEEP SHOES TO A MINIMUM: Shoes are my downfall. I want a pair for every outfit, but shoes are heavy so I have to leave my vanity at home. Most trips I take require miles of walking that can’t be done with fashionable shoes. I’ve finally given up trying. At my age, I need sturdy lace-up walking shoes that offer comfort as well as support. (I just have to ignore the fact that they look like I’m wearing combat boots.) Wear your good pair of walking shoes on the plane and pack one or two more for casual or dress.
7.   TWO OR THREE PAIRS OF SLACKS OR PANTS ARE PLENTY: You are going to need a lot more tops (shirts and blouses) than pants. Just be sure they pass the wash and wear test. TIP: Unless you can’t live without your jeans, I’d leave them at home. Don’t get me wrong, I love jeans, but for travel they are heavy, too casual, and in my opinion, worthless in the cold. Besides, I think it’s better to dress up than dress down on a trip.
8.    THINK LAYERS: I travel mostly in the spring and fall, so layering is essential. I bring my light-weight pants, but I also bring at least one pair of thermal underwear and leggings for warmth. A thermal top adds warmth without weight or bulk—couple that with a light rain resistant wind breaker (the most fashionable you can find, of course) and you’re ready for any cold, rainy day.
9.  LEAVE MOST COSMETICS AT HOME: Take only what you absolutely need. For years, I’ve brought my own special shampoo, conditioner, toothpaste etc., etc. but no more! I haven’t been to a hotel that hasn’t provided these items along with a hair dryer, iron and ironing board. In fact, most hotels now have a little “convenience store” in the lobby stocked with everything from snacks to shaving cream.  I’d rather buy some of this stuff wherever I’m going and leave it there. That way I can avoid the weight, and the inconvenience of stuffing everything into a quart bag for airport security.
10.  CARRY ANYTHING YOU CAN NOT AFFORD TO LOSE ON THE PLANE WITH YOU: That includes your camera, extra batteries, prescriptions and all of your ID’s—passports, keys, credit cards, cash etc., as well as phone and camera chargers. After I check in, I put my passport and all valuables in a hidden pouch somewhere on my person.  If you check your baggage, carry a change of underwear. When I flew to Italy, the airline lost my luggage and I was very glad I had a few days of clean underwear in my carry-on. (**For overseas travel, you must have a Voltage Converter for your electronics. Carry that with you also.)
11. AND, FINALLY: When thinking about whether or not to bring an item, just ask yourself, “Do I really want to lug this around?” A quick check of your back and bunions will give you your answer!
CARRY IT OR SHIP IT?
These days, if you don’t mind how much it costs, you can let UPS or FED EX ship your luggage (check companies for details) and it will be waiting for you at your hotel or home. How nice would THAT be? Again, this takes some preplanning, but worth it for hassle free travel. And, for what airlines are charging in baggage fees these days, it just might make more sense to do it that way.
Other luggage shipping companies:
Sports Express: www.sportsexpress.com
Skycap International: www.skycapinternational.com
 I just heard on the news that Frontier Airlines will now charge for carry-on luggage: $20 if you pay on-line with your reservation, $50 if you wait until you show up at the gate! They did say they lowered their ticket prices by 12%, but still. Shipping those bags may be the way to go in the future.
HAPPY TRAVELING!
Thank you for reading her blog on travel.
Arnie Levine Broker County Properties

When times are tough, you cut the nonessentials which can disconnect you from life itself.

After all, precious time spent with family & friends mean the most.

Why not live a rich man’s dream on a working man’s dime?

Contact me if you are interested in learning about a new addition to my professional services -

The world of vacation ownership.

You can experience a 5-star quality life style where you want it when you want it.

Vacation Ownership

We would love to hear from you! Please fill out this form and we will get in touch with you shortly to schedule an appoinment.

This your wake-up call!

by Arnie Levine on March 23, 2014

in Latest News,Vacation Ownership

As you know from my blogs, I am a cancer survivor. To me, life is precious yet short. This is not a dress rehearsal.

When times are tough, you cut the nonessentials which can disconnect you from life itself.

After all, precious time spent with family & friends mean the most.

Why not live a rich man’s dream on a working man’s dime?

Contact me if you are interested in learning about a new addition to my professional services -

The world of vacation ownership.

You can experience a 5-star quality life style where you want it when you want it.

Vacation Ownership

We would love to hear from you! Please fill out this form and we will get in touch with you shortly to schedule an appoinment.

Here is an informational video providing an introduction series to bankruptcy and or home foreclosure alternatives for you. I personally recommend Attorney of law Joe Marcarell too all my clients that’s in these services:
Marcarelli Law Group – Chapter 7 Basics, #4

Please contact Attorney of law Joe Marcarell directly if you have any topics that you would like us to discuss, or if you would like to talk about any business or personal bankruptcy issues. Please fill out the from below to receive a prompt response.

If you do not have enough equity, and you must sell your property as a short sale we have the expertise to do so.

Please call and ask for Real Estate broker Arnie Levine 619 540-5811 or fill out the form below.

*Realtors are not tax attorneys or accountants. We do not give legal or tax advice, please, always seek the advice of your tax attorney/accountant.

Bankruptcy and legal forclosure alternatives

Fill out the form below to get a free legal consultation with Attorney Joe Marcarelli All Information is kept confidential.

GSE reform needs to consider mortgage finance more

The primary role of Fannie Mae and Freddie Mac is to issue mortgage bonds.

We seem to have forgotten that.

Yes, the government-sponsored enterprises became used as tools of housing policy, but let’s not confuse that with mortgage finance.

But confused I think we are.

The reason I bring this up is that after reviewing what little information is available on the Johnson-Crapo bill coming soon in the Senate, the most glaring omission is information of how the mortgage bond markets will operate after winding down the government-sponsored enterprises.

Oh, there is down payment guidance. And there are private insurance investment standards there, as well. It earned the support of trade groups, but has investors worried. Why?

What hardly gets a mention, and to me is the most glaring, is how the To-Be-Announced market will function in the absence of the two bond dealers that fill this highly liquid $10 trillion space.

What’s happening here is a reinforcement of the need to stop using secondary mortgage market issuers as tools for housing policy.

This is likely why the Johnson-Crapo bill calls for an elimination of affordable housing goals. If this works, the multifamily asset class introduction into risk-sharing deals would increase financing for renters.

Compass Point earlier gave the Johnson-Crapo bill a less than 5% shot of becoming law.

Rep. Maxine Waters applauded the bipartisan support, but also give it an even lower chance.

“Without a reasonable proposal that can be supported by a broader coalition of the House, housing finance reform is going nowhere this year,” Waters said in an email.

It’s just as well; TBA investors still need better answers

 dave rev pic   David Murdock is originally from Syracuse, New York. He received a Bachelor of
Science degree in Business Administration from San Diego State University.
He has over 30 years of experience in the leasing and sale of apartments and
commercial properties, and has leased or sold well over 2,000,000 square feet
of these properties. As the director of County Properties Commercial division,
he continues to specialize in the leasing and sale of apartments, retail, office and
industrial properties throughout San Diego County.He notes that with today’s technology, he is able to provide the same or greater level of service in professionally meeting his clients needs as the large commercial brokerage
companies. He is the proud father of two daughters and one son, and the
grandfather of two boys. David’s passions are golf, hiking, travel, and reading.

 David Murdock
Broker Associate

Director of Commercial division

  Contact Me

CA Bureau of Real Estate (BRE) # 00973512

Contact - Commercial Real Estate

We would love to hear from you! Please fill out this form and we will get in touch with you shortly.

Enter Property For Value Wizard Report

The first and most important part of selling your property is knowing how much it is worth by comparing it against other sales in your area. The form below will allow you to order a Value report that lists the recent sales compared against your property in order to start the valuation process.

New Pro-Commercial Property Search. We will setup a customized search for you by our professional REALTOR® Team. Sit back relax and shop at home! We will make changes to your Pro-Property Search any time you like, just let us know. Have fun!

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