Credit Scores: Briefing

Tighter Lending Makes Cracking the System Vital; Benefits of Paying on Time. Are you keeping score? Credit scores have been getting a lot of attention lately, as lenders tighten credit standards and contend with new legislation that has, among other things, reined in...

First-Time Homebuyer Tax Credit made EZ

The First-Time Homebuyer Tax Credit Qualifying first-time homebuyers can claim 10% of the purchase price up to $8,000, or $4,000 for married individuals filing separately. The credit is available for purchases completed on or after January 1, 2009, and before December...

Buyers use self-directed IRA to buy homes

Nathan Foran used his self-directed IRA to buy a dilapidated foreclosed house in Richmond for $25,000 cash. Another $25,000 to $35,000 from the retirement account will go toward fixing up the property. He then hopes to rent it out for about $1,000 a month, money that...

Housing market has rarely looked better

Yes, the housing market has rarely looked better The combination of affordable home prices, historically low mortgage rates, and a first-time home buyer tax credit that’s set to expire in less than three months has created the perfect storm of sorts for buyers...

Moving Done Right

Moving Done Right With more than 40 million Americans moving each year, the Department of Transportation (DOT), which oversees the moving industry, receives up to 4,000 complaints each year. Most of these complaints stem from damaged goods and overcharging. If you...

San Diego-Riverside real estate market flipped from buyer's market to seller's

San Diego-Riverside real estate market flipped from buyer’s market to a sellers market. A buyers market is when the inventory is high and demand from buyer’s is low. A sellers market is the opposite, inventory is low and buyer demand is high. This is an...