From the category archives:

Current Affairs

home appraisal checklist1 300x300 Are You Ready for Your Home Appraisal?Home appraisals are a necessary step in the process of selling or refinancing your home. While many homes today aren’t worth as much as they were when they were bought, it is crucial for homeowners to be realistic when it comes to getting their home appraised.

If you are in the process of getting your home ready to be put on the market or interested in refinancing, the experts at Equity Mortgage Lending offer the following things to keep in mind as you prepare for your home appraisal.

  • The appraiser will need approximately 30 minutes to one hour to complete the inspection phase of the appraisal process, which includes: exterior photos of the front and rear of the home and a photo of the street in front of the property; measurements of the exterior of the home, garage and any outbuildings; a walk-through inspection of all rooms and levels of the interior of the home including the basement.
  • Get organized. Put together a checklist that will help you get ready for your appraisal and get the results you’re looking for.
  • Be flexible when scheduling the appointment.
  • Have a copy of your home’s blueprint to help verify measurements and lot size.
  • Provide a list of improvements made to the property since the purchase. Improvements that should be noted include adding a pool, patio, updating your kitchen or bathroom and any room additions, etc.
  • Allow your appraiser access to the entire property, including access to any crawl space or attic areas.
  • Keep in mind that a clean home makes a good impression. Be sure to trim the lawn, clean the pool and garage, repair cracked windows or torn screens, check for leaky faucets and secure gutters and down spouts before your appraisal.
  • Point out any amenities that may not be obvious to the appraiser: sprinkler systems, patios, pools, security systems, built in vacuum, etc.
  • Provide a copy of last year’s tax assessment information.
  • Know what year the house was built and when improvements were made.
  • The first thing appraisers look for is comparables, so be prepared and have a list of recent sales of similar properties in the immediate neighborhood.

More questions we can help you, at County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

If you have equity in your home, we will sell your home and get top dollar in this challenging market at www.countyproperties.net. If you do not have enough equity, and you must sell your property as a short sale we have the expertise to do so also and close escrow in 60 days or less. Learn more about mortgage relief options and how to take advantage of our FREE REALTOR (R)  CONSULTATION & ATTORNEY SERVICE.  or go to www.ShortSaleRealtors4U.com.  Email: Arnie@ County4.com

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to www.CountyProperties.net and I’ll be happy to follow up and take great care of them.

taxes12 239x300 Looking for a decrease in your Property Taxes?

If you own a home in California, chances are the assessed value of your property just dropped.

Last year marked the first time most counties saw property tax rolls drop since voters approved Proposition 13 in 1978. That’s because the market value of many properties dropped below the assessed value. In such cases Proposition 8 – a tax measure passed as a companion to Proposition 13 – requires assessors to temporarily lower the taxable value of properties until the market value climbs again.

Market values have continued to plummet, and as a result, most county assessors have continued to lower the taxable value of properties in their region.

This year, there is a second factor at work as well. Under state law, counties are allowed to raise property taxes by up to 2 percent a year as long as the overall cost of goods and services is rising – in other words, during periods of inflation. In a time of deflation – when the costs of goods and services are falling – they are required to lower property taxes.

For the first time since 1978, that scenario is playing out. So even homeowners whose property is still worth more than when they bought it will see a quarter percent decrease from last year in its assessed value.

The new property tax information comes weeks after counties and cities passed their fiscal year 2010-11 budgets. The question now: How well did local governments do in projecting property tax revenue when they passed those spending plans?

Homeowners should see the impact of the newly assessed values in their October tax bills. But not everyone will see a decrease in what they owe, said Ron Thomsen, president of the California Assessors’ Association.

That’s because many residents are in areas with special assessments or levies that will increase this year. Also, the figures are based on the value of a property as of Jan. 1. This means any drop in market value since that date won’t be reflected.

Owners who want to see the assessed value of their property can visit their county assessor’s website. Many counties will conduct informal reviews if property owners dispute the assessed value. Owners can file an appeal until the end of November.

If you want to appeal for lower taxes County Properties will do a complimentary CMA report for your property to send in with the appeal.

Please contact us at www.CountyProperties.net or 619-540-5811, 619-322-7833 or you may send an email at Arnie@County4.com

More questions we can help you, at County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to www.CountyProperties.net/ and I’ll be happy to follow up and take great care of them.

Want to do something different this week? Check out the links below for something new.

FRIDAY JUNE 04, 2010
No Events Listed
Saturday, June 05, 2010
06/05/2010 7:00 am – 1:30 pm Let’s Move Together Arthritis Walk
06/05/2010 8:00 am – 9:30 am Canyoneer’s Walk (Greenbelt Canyon)
06/05/2010 8:00 am – 2:00 pm Summer Facelift
06/05/2010 8:00 am – 2:00 pm Greatest Show on Turf
06/05/2010 9:00 am – 1:30 pm Little Italy Mercato – A City Market (Every Saturday)
06/05/2010 9:00 am – 1:00 pm City Heights Farmer’s Market (Every Saturday)
06/05/2010 9:00 am – 3:00 pm Old Town Saturday Market (Every Saturday)
06/05/2010 10:00 am – 12:30pm Target Archery (Therapeutic Recreation Services)
06/05/2010 10:30 am – 2:30 pm FOCAS Pet Adoptions (Monthly)
06/05/2010 12:00 pm – 4:00 pm Flower Show (Cactus & Succulent Plants) (2-Day Event)
06/05/2010 7:00 pm – 11:00 pm The Red Ball
Sunday, June 06, 2010
06/06/2010 6:30 am – 9:30 am San Diego Rock n’ Roll Half Marathon
06/06/2010 6:30 am – 12:00 pm San Diego Rock n’ Roll Marathon
06/06/2010 9:00 am – 2:00 pm Hillcrest Farmer’s Market & Open Air Bazaar (Every Sunday)
06/06/2010 9:00 am – 1:00 pm Third Avenue Certified Farmer’s Market & Bazaar (Every Sunday)
06/06/2010 10:00 am – 4:00 pm Flower Show (Cactus & Succulent Plants) (2-Day Event)
06/06/2010 10:00 am – 4:00 pm 22nd Annual Rancho Bernardo Alive! Expo
06/06/2010 2:00 pm – 3:00 pm Cultural Entertainment in the Park (Denmark)
06/06/2010 2:00 pm – 3:00 pm Sunday Organ Concert (Every Sunday)
Monday, June 07, 2010
06/07/2010 8:00 am – 5:00 pm Senior Photo Art Show (10-Day Event)
Tuesday, June 08, 2010
06/08/2010 8:00 am – 5:00 pm Senior Photo Art Show (10-Day Event)
06/08/2010 9:30 am – 3:00 pm FREE Admission to Museum (Veteran’s Museum & Memorial Center)
06/08/2010 9:30 am – 3:00 pm FREE Admission to Museum (Museum of San Diego History)
06/08/2010 9:30 am – 3:00 pm FREE Admission to Museum (Museum of Photographic Art)
Wednesday, June 09, 2010
06/09/2010 8:00 am – 5:00 pm Senior Photo Art Show (10-Day Event)
06/09/2010 4:00 pm – 8:00 pm Ocean Beach Certified Farmer’s Market (Every Wednesday)
Thursday, June 10, 2010
06/10/2010 8:00 am – 5:00 pm Senior Photo Art Show (10-Day Event)
06/10/2010 1:00 pm – 3:30 pm Senior Dance (Casino Royale Dance)

Have fun!

County Properties, 23 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and help to buy or sell a home for more information go to www.CountyProperties.net

Mother's Day History

by Arnie Levine on May 7, 2010

in Current Affairs

The history of Mother's Day is centuries old and goes back to the times of ancient Greeks, who held festivities to honor Rhea, the mother of the gods. The early Christians celebrated the Mother's festival on the fourth Sunday of Lent to honor Mary, the mother of Christ. Interestingly, later on a religious order stretched the holiday to include all mothers, and named it as the Mothering Sunday. The English colonists settled in America discontinued the tradition of Mothering Sunday because of lack of time. In 1872 Julia Ward Howe organized a day for mothers dedicated to peace. It is a landmark in the history of Mother's Day.

In 1907, Anna M. Jarvis (1864-1948), a Philadelphia schoolteacher, began a movement to set up a national Mother's Day in honor of her mother, Ann Maria Reeves Jarvis. She solicited the help of hundreds of legislators and prominent businessmen to create a special day to honor mothers. The first Mother's Day observance was a church service honoring Anna's mother. Anna handed out her mother's favorite flowers, the white incarnations, on the occasion as they represent sweetness, purity, and patience. Anna's hard work finally paid off in the year 1914, when President Woodrow Wilson proclaimed the second Sunday in May as a national holiday in honor of mothers.

Slowly and gradually the Mother's day became very popular and gift giving activity increased. All this commercialization of the Mother's day infuriated Anna as she believed that the day's sentiment was being sacrificed at the expense of greed and profit.

Regardless of Jarvis's worries, Mother's Day has flourished in the United States. Actually, the second Sunday of May has become the most popular day of the year. Although Anna may not be with us but the Mother's day lives on and has spread to various countries of the world. Many countries throughout the world celebrate Mother's Day at various times during the year, but some such as Denmark, Finland, Italy, Turkey, Australia, and Belgium also celebrate Mother's Day on the second Sunday of May.

Mothering Sunday
The early Christians in England celebrated the Mother's festival on the fourth Sunday of Lent (the 40 day period leading up to Easter) to honor Mary, the mother of Christ. Interestingly, later on a religious order stretched the holiday to include all mothers, and named it as the Mothering Sunday. People working out of their homes were expected to return to the "mother" church (the spiritual power that gave them life and protected them from harm). It also became an occasion for family reunions.

 

COUNTY PROPERTIES WISHES A

HAPPY MOTHER’S DAY THIS SUNDAY!

www.countyproperties.net/.

 


Two hundred IRS Taxpayer Assistance Centers across the country will open on Saturday, May 15, to provide help to small business owners and individual taxpayers dealing with notices and payments, return preparation and a variety of other tax issues. Each office will be open from 9:00 a.m. until 2:00 p.m. local time. The May 15 open house is the first of three events scheduled through the end of June. The next two are planned for Saturday, June 5, and Saturday, June 26. Details regarding those events will be available soon.  Below is the address for our local San Diego office:

880 Front St.
San Diego, CA 92101

 

County Properties, 23 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

If you have equity in your home, we will sell your home and get top dollar in this challenging market at www.countyproperties.net/. If you do not have enough equity, and you must sell your property as a short sale we have the expertise to do so also and close escrow in 45-60 days or less. Learn more about mortgage relief options and how to take advantage of our FREE REALTOR (R)  CONSULTATION & ATTORNEY SEVICE.  or go to www.ShortSaleRealtors4U.com

Please feel free to contact me today for free counseling at (619) 301-0200 or Toll free (866) 825-8124 visit our website, click http://www.shortsalerealtors4u.com/  or www.CountyProperties.net

 

Fun things to do around San Diego

by Arnie Levine on April 30, 2010

in Current Affairs


Xxxxxxxxxxx

  Through May 9
  Del Mar National Horse Show

  One
of the most respected, distinguished and popular equestrian events
in Southern California, the Del Mar National Horse Show presents three

  weeks of spectacular equestrian competition with international and
national championship riders, draft horse, dressage and western
hunter-jumper competitions.


Time: Refer to website for schedule

Location: Del Mar Fairgrounds,
2260 Jimmy Durante Blvd., Del Mar
For more information call 858-792-4288 or visit www.delmarnational.com.

 

 
Yyyyyyyyyyyyy May 1 & 2
Annual Old Town Cinco de Mayo

Old Town comes alive with a celebration of art, culture, and history of the
1800's.  Ride in a horse drawn stagecoach, enjoy music and dancing,
and other activities.  Visit museums and specialty shops, and dine on
delicious food and drink.

Time:  Sat 11:00 am – 10:00 pm / Sun  10:00 am – 5:00 pm
Location: Old Town State Historical Park, Old Town
For more information visit www.fiestaoldtown.com

 

 
Zzzzzzzzzzzzzzz May 2

  Carlsbad Spring Village Faire

  The largest one-day fair in
California.  Features hundreds of exhibitors,
  arts & crafts, a large variety of food stands serving
International foods,
  and children's rides.

Time:
8:00 am – 5:00 pm

Location: Downtown Carlsbad
For more information please call
760-945-9288 or visit http://kennedyfaires.com/carlsbad

 


111111111111
May 5
Cinco de Mayo 5-Mile Race

Join a 5-mile evening race at Lake Miramar.  The course is a full loop
around the entire lake on a blacktop roadway that is fairly flat.  Awards
will be given to the 1st place finishers in various divisions.  Proceeds
benefit the Mission Vista High School Cross Country Teams.  Admission
$15.00-$20.00.


Time: 6:00 pm – 8:00 pm
Location: Lake Miramar (meet at the parking lot near the restrooms)
For more information call 760-723-3257

May
7-9

9th Annual Gator by the Bay

A family festival featuring Zydeco and Cajun bands, Blues bands
and

Community Musical Groups
performing on 6 stages. Enjoy Cajun and

Creole food, cooking
demonstrations, strolling entertainers, dance lessons, a kids' activity
center, and New Orleans-style parades.


Time: Refer to
website for times

Location:
Spanish
Landing Park at Harbor Island

For more information call 858-234-8612
or visit www.gatorbythebay.com

 =============================================================

By
the way…if you know of someone who would appreciate the level of service
in real estate we provide, please call me or have them go to http://www.countyproperties.net/ 
and I’ll be happy to follow up and take great care of them.

On this day in 1945, holed up in a bunker under
his headquarters in Berlin, Adolf Hitler commits suicide by swallowing a
cyanide capsule and shooting himself in the head. Soon after, Germany
unconditionally surrendered to the Allied forces, ending Hitler's dreams of a
"1,000-year" Reich.

Since at least 1943, it was becoming increasingly
clear that Germany would fold under the pressure of the Allied forces. In
February of that year, the German 6th Army, lured deep into the Soviet Union,
was annihilated at the Battle of Stalingrad, and German hopes for a sustained
offensive on both fronts evaporated. Then, in June 1944, the Western Allied
armies landed at Normandy, France, and began systematically to push the Germans
back toward Berlin. By July 1944, several German military commanders
acknowledged their imminent defeat and plotted to remove Hitler from power so
as to negotiate a more favorable peace. Their attempts to assassinate Hitler
failed, however, and in his reprisals, Hitler executed over 4,000 fellow
countrymen.

In January 1945, facing a siege of Berlin by the
Soviets, Hitler withdrew to his bunker to live out his final days. Located 55
feet under the chancellery, the shelter contained 18 rooms and was fully
self-sufficient, with its own water and electrical supply. Though he was
growing increasingly mad, Hitler continued to give orders and meet with such
close subordinates as Hermann Goering, Heinrich Himmler and Josef Goebbels. He
also married his long-time mistress Eva Braun just two days before his suicide.

In his last will and testament, Hitler appointed
Admiral Karl Donitz as head of state and Goebbels as chancellor. He then
retired to his private quarters with Braun, where he and Braun poisoned
themselves and their dogs, before Hitler then also shot himself with his service
pistol.


Hitler and Braun's bodies were hastily
cremated in
the chancellery garden, as Soviet forces closed in on the building. When
the
Soviets reached the chancellery, they removed Hitler's ashes,
continually
changing their location so as to prevent Hitler devotees from creating a
memorial at his final resting place. Only eight days later, on May 8,
1945, the
German forces issued an unconditional surrender, leaving Germany to be
carved
up by the four Allied powers.

————-

The spear of destiny

The Spear of Destiny, also known as
the Holy Lance, is in Christian tradition the spear that the Roman
soldier Longinus thrust into the side of Jesus (c. 6 B.C.E.–c.
30 C.E.) as he hung on the cross. ("Then
came the soldiers and brake the legs of the first and of the other which
was crucified with him. But when they came to Jesus and saw that he was
dead already, they brake not his legs: But one of the soldiers with a
spear pierced his side and forthwith came out blood and water" [John 19:
32–34 KJV]). Christian knights discovered the Holy Lance at Antioch
during the First Crusade in 1098. The sight of the sacred artifact in
the Church of St. Peter so inspired the beleaguered Christian soldiers
that they rallied and routed the Saracens from the city. From that time
forth, according to legend, whoever claims the spear and solves its
secret holds the destiny of the world in his hands for good or evil.

Although
there are a number of relics in various European churches that claim to
be the genuine Holy Lance, the spear that is on display in the
Weltliches Schatzkammer Museum (the Hapsburg Treasure House Museum) in
Vienna has been considered the most authentic and it has found a home
there for 250 years. It is also known as Constantine's Lance, and it was
employed as a symbol of the imperial power of Holy Roman emperors at
the time of their coronation in much a similar manner as the orb and
scepter are used in the coronation of the monarchs of Great Britain.
According to Trevor Ravenscroft in The Spear of Destiny (1997), a
19-year-old Adolf Hitler (1889–1945) was first led to the lance in 1908
and from the moment of his first encounter with it in the museum, it
became "the central pivot" in his life and the "very source of his
ambitions to conquer the world." In addition to Constantine (d. 337),
Hitler found that as many as 45 emperors had owned the lance before the
great Charlemagne (742–814) had possessed it. Frederick the Great of
Germany (1194–1250), who founded the Teutonic Knights on which Hitler
allegedly based his SS, had also been an owner of the Spear of Destiny
at one time. Ravenscroft claimed in his book that Hitler would often
visit the museum, stare at the Holy Lance, and enter into a trance state in which he would view his future glory as
the master of the Third Reich.

The spear of Longinus with Templar cross. (FORTEAN PICTURE<br title= LIBRARY)" height="290" src="http://www.unexplainedstuff.com/images/geuu_02_img0423.jpg" width="200" />

The spear of Longinus with Templar cross.

Thirty years later, on March 14, 1938,
Hitler arrived in Vienna to oversee the annexation of Austria. He also
observed the transfer of the Hapsburg Crown Jewel collection, which
included the Holy Lance, from Vienna to Nuremberg, the Nazis' favorite
city. With the Spear of Destiny now safely ensconced in Germany, Hitler
declared that the war could begin in earnest. The lance would be well
protected in the hall of St. Katherine's Church, where it had once
rested for nearly 400 years.

However, later in the war when Allied
bombers damaged a portion of St. Katherine's, the many treasures looted
by the Nazis and stored there were taken to another hiding place. In
the chaos and confusion, the Holy Lance was inadvertently left behind.

The
Spear of Destiny fell into the hands of U.S. soldiers on April 30,
1945. A few hours after the Holy Lance passed from Nazi possession on to
its next claimant to world power, Adolf Hitler committed suicide in his
Berlin bunker. Later, the United States officially returned the Holy
Lance to Austria, along with the other treasures that the Nazis had
stolen. Today, the Spear of Destiny stands again in the Hapsburg
Treasure House Museum in Vienna.

———————————————————————————-

By
the way…if you know of someone who would appreciate the level of service
in real estate we provide, please call me or have them go to http://www.countyproperties.net/ 
and I’ll be happy to follow up and take great care of them.

http://www.sandiego6.com/content/sdl/content/detail/County-Properties/KBK9MlefCE-HlgrhgiZpZw.cspx

Please enjoy our viewing on San Diego Living, on 4/21/10, Channel 6 The CW.

This interview on San Diego Living,  talks about  the Real Estate market, including short sales, and how we can help guide you thru the many options associated with Foreclosure alternatives. Hear how our company, County Properties, is uniquely ran,  so we can fully focus on serving your needs and empowering you as a educated home owner or buyer. Our dedicated Foreclosure alternative website will inform you about Wachovia’s fast track short sale program and possible financial incentives the banks are offering, between $1,000-$5,000.

http://www.shortsalerealtors4u.com/

Thank you for watching!

From County Properties

 

XETV l Bay City Television

County Properties image

FHA (Federal Housing Administration)

: Administered through the federal Housing and Urban Development (HUD) department, these loans are available from approved lenders. For more information, view the HUD website at www.hud.govor contact a lender of your choice.

The current loan limits in San Diego County:

1 Family Unit

2 Family Unit

3 Family Unit

4 Family Unit

$697,500

$892,950

$1,079,350

$1,341,350

 

 

VA (Veterans Affairs): Insured by the Veterans Affairs Department of the federal government. VA loans are available through lending institutions; however, only eligible military veterans may apply. For more information, call (619) 641-5840.

CAL-VET: Only those veterans purchasing property in California and who were released honorably from active duty, having served at least 90 consecutive days during periods of war, are eligible for these loans. For more information, call (800) 952-5626.

CHFA (California Housing Finance Agency): These loans are available through many of the established mortgage banking firms for first-time homebuyers. Interested parties should call (877) 922-5432.

FANNIE MAE (Federal National Mortgage Association): The Community Home Buyers Program (CHBP) is a mortgage program that was created by Fannie Mae in partnership with mortgage lenders and mortgage insurance companies. These companies work closely with state and local governments, as well as community groups, to provide affordable homeownership opportunities.

Click here to get loan information before the rates go up. To get started on viewing homes, condos, investment properties, pre-foreclosures, bank owned foreclosures (REO's) or thinking of selling your property, please contact me today for free counseling at (619) 301-0200 or Toll free (866) 825-8124 visit our website, click http://www.countyproperties.net/

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to http://www.countyproperties.net/  and I’ll be happy to follow up and take great care of them.

Passover

by Arnie Levine on April 3, 2010

in Current Affairs

Holiday commemorating the Hebrews' liberation from slavery in Egypt and the “passing over” of the forces of destruction, or the sparing of the firstborn of the Israelites, when the Lord “smote the land of Egypt” on the eve of the Exodus. The festival thus marks the first and most momentous event in Jewish history. Passover begins with the 15th and ends with the 21st (or, outside of Israel and among Reform Jews, the 22nd) day of the month of Nisan (March or April). On these seven (or eight) days, all leaven, whether in bread or other mixture, is prohibited, and only unleavened bread, called matzo, may be eaten. The matzo symbolizes both the Hebrews' suffering while in bondage and the haste with which they left Egypt in the course of the Exodus. Passover is also sometimes called the Festival of Unleavened Bread.

Passover is often celebrated with great pomp and ceremony, especially on the first night, when a special family meal called the seder is held. At the seder foods of symbolic significance commemorating the Hebrews' liberation are eaten, and prayers and traditional recitations are performed. Though the festival of Passover is meant to be one of great rejoicing, strict dietary laws must be observed, and special prohibitions restrict work at the beginning and end of the celebration.

County Properties wishes everbody Happy Holidays

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