Every Friday in September Leo Carrillo Ranch Historic Park Film Festival Each Friday night you’ll see rare Hollywood Golden Era films starring Leo Carrillo, outdoors under the stars at the legendary actor’s rancho. Bring your low back chair, warm clothes, flashlight, and blanket. Movies start promptly at sunset. There is no charge for admission, however donations are welcomed. Refreshments may be purchased. Time: Movies start at sunset Location: Leo Carrillo Ranch Historic Park, 6200 Flying LC Lane, Carlsbad For more information visit www.carlsbadca.gov September 1 Taste of Downtown A food tasting event from over 50 participating restaurants in downtown San Diego. Fill up on tasty menu samples of tantalizing cuisine created by very talented chefs. Admission $30.00-$35.00. Time: 5:00 pm – 9:00 pm Location: Gaslamp Quarter, East Village, Little Italy, Horton Plaza, Financial District For more information call 619-233-5008. September 2 – 6 Festival of Sail 2010 This annual event is held over Labor Day weekend each year, and includes live entertainment from a variety of genres, a petting zoo, cruises on San Diego Bay, cannon battles, sailing on racing yachts, over 150 arts and craft vendors, a multitude of food options, interaction with pirates, and more. Time: Refer to website for schedule Location: San Diego Bay – Maritime Museum of San Diego, 1492 North Harbor Dr. For more information please 619-234-9153 or visit www.sdmaritime.com

September 3-5 40th Annual Barona Powwow Join 10,000 people from all over the country in this family-fun event and learn about  Native American culture at the same time. This year’s event will be as big as every other year, with over $60,000 in prize money! Free admission and camping. Contest dancing in all categories. All drums and dancers welcome. Time: Fri. 6:00 pm – 9:00 pm / Sat. & Sun. 1:00 pm – 9:00 pm Location: Barona Indian Reservation, at the Barona Baseball Field For more information call 619-443-6612 or visit www.baronatribe.org/powwow/powwow.html September 4 Julian Grape Stomp FestaJulian celebrates the harvest of the grapes with an olde-world style grape stomp and festa at the Menghini Winery. Italian music, dancing, Bocci Ball competitions, stomping, wine tasting, a Jumbo Jump for the kids and a variety of food and crafts for sale. There is a small admission fee. Time: 11:00 am – 7:00 pm Location: Menghini Winery, Julian For more information call 760-765-1857 or visit www.julianca.com September 11 The San Pit 5K (Obstacle Course) This is an amazing obstacle course! The course will be an out and back 5K event consisting of a minimum of 8 beach obstacles in the water and on hard and soft packed sand. Obstacles will include, but are not limited to, water jogging, seal crawls, jump walls, tire rings, finishing with the 10 foot Sand Everest Mountain. 14 categories ranging from ages 14 to 75+. There will be entertainment & a beer garden. Time: 7:30 am – 11:00 am Location: Mission Beach / Belmont Park For more information call 858-268-1250 or visit www.kozenterprises.com September 11 Fiestas Patrias – Mexican Independence Day in Old Town Fiestas Patrias celebrates Mexican Independence with colorful displays of dancing, storytelling, and music from early San Diego. Enjoy lively free activities, including children’s games, dancing, and music performances. Learn historic games such as cascarones, and how early San Diego men’s clothing originated from the Charros of the past. Other activities include branding, corn husk doll making, relay races, and vaquero games. Time: 12:00 pm – 6:00 pm Location: Old Town San Diego – just adjacent to the Old Town Transit Center For more information call 619-220-5422 or visit www.parks.ca.gov September 11 Grape Day Festival and Parade This is Escondido’s oldest and longest running event. The parade features equestrians, floats, marching bands, and walking groups. In celebration of its heritage, the Escondido Grape Day Festival features grape stomping, free grapes, entertainment stage, vendor booths, international food court, demonstrations, and more! Time: Parade – 9:30 am / Festival 9:30 am – 4:00 pm Location: Grape Day Park, 321 N. Broadway, Escondido For more information call 760-743-8207 or visit www.escondidohistory.org September 11 Annual Western Hoedown Event includes a BBQ dinner, flag ceremony, horseback riding demonstrations, opportunity drawing, silent auction, children’s games and crafts, and a DJ (country music). Time: 3:00 pm – 7:00 pm Location: Ivey Ranch Park, 110 Rancho del Oro Dr., Oceanside For more information call 760-722-4839. September 12 Brazilian Day Festival and Parade This is the largest Brazilian festival on the west coast showcasing the culture of Brazil and South America. Unique handicrafts, tempting foods, lively music, and colorful costumed performances. Free admission. Time: Festival 12:00 pm – 6:00 pm / Parade 3:00 pm – 4:30 pm Location: Pacific Beach – Garnet Ave. between Bayard Street and Everts Street For more information call 858-731-4953 or visit www.braziliandaysandiego.com September 12 Annual Paddle for Clean Water A festival that promotes an environmental need for clean oceans. It will be celebrated with a free, light breakfast for all paddlers, music, a group photo, guest speakers and a raffle. It’s a free event and promises to be a morning of of fun for everyone in the family. Over 1,000 beach and ocean lovers are expected to take to the waters off Ocean Beach this year. Time: 9:00 am breakfast / 10:00 am Paddle around the Pier / 9:00-12:00 Beach Clean-up Location: Ocean Beach Pier For more information call 858-792-9940 or visit www.surfridersd.org September 17-19 Annual San Diego BayFair Powerboat Racing Join the crowd at Mission Bay to watch the fastest boats in the world compete to win at this extreme watersport event. You’ll see sleek powerboats and hydroplanes race so fast that they nearly become airborne. The event also includes mini hydro racing on a pond, motor home camping, interactive displays, live entertainment, and a fireworks show. Time: 7:00 am – 6:00 pm Location: Mission Bay – Vacation Island / Fiesta Bay / Ski Beach/ Crown Point Shores / Stony Point / Hydro Pond For more information call 619-572-6274 or visit www.sandiegobayfair.org September 18-19 Fleet Week Big Bay Family Festival The community is invited to climb aboard US Navy ships and explore other military static displays and chat with Sailors, Marines and Coast Guardsmen. Interesting and informative exhibits will be on display inside the terminal. Free family event, open to the public.Time: 10:00 am – 4:00 pm Location: B Street Cruise Terminal – B St. & Harbor Dr. For more information call 619-858-1545 or visit www.fleetweeksandiego.org September 25-26 Adams Avenue Street Fair Southern California’s largest free two-day music festival features more than 70 musical acts on six outdoor stages, hundreds of food and arts & craft vendors, three beer gardens, giant carnival rides, and children’s activities. This event is definitely designed for a full day of enjoyment with a play area for kids and a rest area for parents… and they’ll need it, as this event covers an 8-block radius. Time: Sat. 10:00 am – 10:00 pm / Sun. 10:00 am – 9:00 pm Location: Adams Ave. – Normal Heights For more information call 619-282-7329 or visit www.adamsavenuebusiness.com County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

Fun September Activities in San Diego is a post from: San Diego Real Estate-San Diego Homes | Riverside Real Estate-Riverside Homes

Front, all debri and garbage has been removed

Master bathroom tub

Living room, check out floor

Dining Room, notice tile work

New Foreclosure Listing minutes from Adams Ave.  Walk to the Adams Ave street fair, walk to breakfast or dinner.  This home is located in Normal Heights on Mansfield St.

Features:

• Master suite on the 2nd floor with master bathroom and 2 balconies
• 2 bedrooms on first floor
• 2 bathrooms on first floor
• covered patio on entry way
• Large home, 2405 sqft
• 1 car garage
• Travertine tiles in some rooms
• Long driveway for more parking
• nice sized lot, 5963 sqft
• Living room
• Dining room
• Extra room, could be family room, music room, library, office, extra bedroom
• Laundry room which connects the garage and home together

All you need to bring is your designing ideas. This home is waiting for charm and imagination.  Home has been stripped of all fixtures, cabinets, counter tops, toilets, windows, doors, vanities, etc.

County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

Click here to get loan information before the rates go up. To get started on viewing homes, condos, investment properties, pre-foreclosures, bank owned foreclosures (REO’s) or thinking of selling your property, please contact me today for free counseling at (619) 301-0200 or Toll free (866) 825-8124. Email: Arnie@ County4.com

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to www.CountyProperties.net/ and I’ll be happy to follow up and take great care of them.

Want to add your design ideas to your home! is a post from: San Diego Real Estate-San Diego Homes | Riverside Real Estate-Riverside Homes

Washington, September 02, 2010

Following a sharp drop in the months immediately after expiration of the home buyer tax credit, pending home sales have modestly risen, according to the National Association of Realtors®.

The Pending Home Sales Index,* a forward-looking indicator, rose 5.2 percent to 79.4 based on contracts signed in July from a downwardly revised 75.5 in June, but remains 19.1 percent below July 2009 when it was 98.1. The data reflects contracts and not closings, which normally occur with a lag time of one or two months.

NATIONAL ASSOCIATION of REALTORS®

More questions we can help you, at County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

Please feel free to contact us today for free counseling at (619) 301-0200 or Toll free (866) 825-8124.

Pending Home Sales Rising is a post from: San Diego Real Estate-San Diego Homes | Riverside Real Estate-Riverside Homes

Sorry Were Foreclosed

Fannie Mae says it will begin fining loan servicers who take too long to complete foreclosures once it’s been determined that delinquent borrowers don’t qualify for a loan modification or other alternatives like short sales.

When fines are levied, they will be based on the outstanding principal balance of the mortgage loan, the rate of return paid to investors in mortgage-backed securities backed by the loan, the length of the delay, and any additional costs directly attributable to the delay.

Properties that are vacant and held off the market, combined with whatever portion of homes with delinquent mortgages that are not currently listed for sale, “represent a shadow inventory putting downward pressure on both home prices and rents,” Fannie Mae warned in the company’s most recent quarterly report to investors.

According to the report, 4.99 percent of the roughly 9 million single-family loans securitized into mortgage-backed securities guaranteed by Fannie Mae were seriously delinquent or in the foreclosure process as of June 30 — about 450,000 loans.

• Of those, about 170,000 were in foreclosure. About two-thirds of seriously delinquent loans had been delinquent for more than 180 days.
• In the first half of 2010, Fannie Mae’s loan servicers negotiated 276,059 loan workouts — more than three times as many as the same time period the year before.
• Fannie Mae’s loan servicers also signed off on 38,841 short sales and deeds-in-lieu of foreclosure during the first half of 2010, a 171 percent increase from the same period a year ago that nearly matched the total for all of 2009.
• Fannie Mae nevertheless acquired 130,767 properties through foreclosure in the first half of the year, up from 57,469 during the first half of 2009.

Click for full story

More questions we can help you, at County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

If you have equity in your home, we will sell your home and get top dollar in this challenging market at www.countyproperties.net/. If you do not have enough equity, and you must sell your property as a short sale we have the expertise to do so also and close escrow in 45-60 days or less. Learn more about mortgage relief options and how to take advantage of our FREE REALTOR (R)  CONSULTATION & ATTORNEY SERVICE.  or go to www.ShortSaleRealtors4U.com

Fannie cracks the foreclosure whip is a post from: San Diego Real Estate-San Diego Homes | Riverside Real Estate-Riverside Homes

Good luck from County Properties to all fans and all teams of the NFL

for an exciting Football Season!

All times Pacific. Home games in BOLD.
Home games will be subject to local blackout rules and will be shown locally if they are sold out 72 hours prior to kickoff. Dates and times are subject to change. *Denotes flex scheduling and possible time change. 

All games are broadcast live on San Diego?s radio home of the Chargers – KIOZ / Rock 105.3 FM.

2010 Chargers football schedule is a post from: San Diego Real Estate-San Diego Homes | Riverside Real Estate-Riverside Homes

Front
Pool with view of the hills

Welcome to this upgraded home in Moreno Valley (Riverside County) California! Turn key and ready to move in. 

This is a single level home. The home features upgraded wood flooring, granite kitchen tops and much more. Family room with stone fireplace and a beautiful back yard with newer built in pool including waterfall. Swim while viewing the back drop of the hills. 

Master Bedroom has a retreat which can be used as an office or separate TV area. Close to shopping and schools, no HOA fees. 

FEATURES: 

• 3 bedrooms
• 2 baths
• 2002 sq ft
• Master bedroom with retreat
• Covered Patio
• Lush landscaping
• Lot size 6969.6
• 3 car garage
• Tile roof
• Built in 1997
• View of the hills
• Open Kitchen
• Family room with fireplace

Please contact me today for more information, CLICK HERE  

ABOUT MORENO VALLEY 

County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! 

If you have equity in your home, we will sell your home and get top dollar in this challenging market at www.countyproperties.net/. If you do not have enough equity, and you must sell your property as a short sale we have the expertise to do so also and close escrow in 60 days or less. Learn more about mortgage relief options and how to take advantage of our FREE REALTOR (R)  CONSULTATION & ATTORNEY SERVICE or go to www.ShortSaleRealtors4U.com.

Pristine Pool with Views! NEW! is a post from: San Diego Real Estate-San Diego Homes | Riverside Real Estate-Riverside Homes

CLICK FOR VIDEO from Chief NAR Economist Lawrence Yun

Washington, August 24, 2010

Lawrence Yun, NAR chief economist, said a soft sales pace likely will continue for a few additional months. “Consumers rationally jumped into the market before the deadline for the home buyer tax credit expired. Since May, after the deadline, contract signings have been notably lower and a pause period for home sales is likely to last through September,” he said. “However, given the rock-bottom mortgage interest rates and historically high housing affordability conditions, the pace of a sales recovery could pick up quickly, provided the economy consistently adds jobs.

“Thanks to the home buyer tax credit, home values have been stable for the past 18 months despite heavy job losses,” Yun said. “Over the short term, high supply in relation to demand clearly favors buyers. However, given that home values are back in line relative to income, and from very low new-home construction, there is not likely to be any measurable change in home prices going forward.”

Total housing inventory at the end of July increased 2.5 percent to 3.98 million existing homes available for sale, which represents a 12.5-month supply⁴ at the current sales pace, up from an 8.9-month supply in June. Raw unsold inventory is still 12.9 percent below the record of 4.58 million in July 2008.

NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz., said there are great opportunities now for buyers who weren’t able to take advantage of the tax credit. “Mortgage interest rates are at record lows, home prices have firmed and there is good selection of property in most areas, so buyers with good jobs and favorable credit ratings find themselves in a fortunate position,” she said.

FULL STORY CLICK HERE

County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure. Please feel free to contact me today for free counseling at (619) 301-0200 or Toll free (866) 825-8124.

What does National Association of Realtors chief economist have to say? is a post from: San Diego Real Estate-San Diego Homes | Riverside Real Estate-Riverside Homes

CLICK for video of Sunbird Helicopter Demonstration

SAN DIEGO – A giant helicopter that will help build the Sunrise Powerlink and fight fires was officially put into service Thursday. San Diego Gas and Electric gave a demonstration of its $30-million Erickson Air-Crane S64F Helitanker Thursday afternoon at Lake Hodges in Escondido. The utility will use the “Sunbird,” as the the new aircraft is called, to help build the Sunrise Powerlink. But it is also making it available to the county to fight wildfires. It can gather 2,500 gallons of water in 45 seconds.

Watch Video of the News Conference

“Bringing in a firefighting asset like this, that can be used for construction of our facilities to bring clean energy in, is a win-win for all of San Diego County,” said Mike Niggli, president and CEO of SDG&E.
County Supervisor Dianne Jacob, who supports having the helicopter, said in a recent statement that there is a bit of irony.

“The only reason this chopper will be in our region is to build Sunrise. The chopper and Sunrise are connected. They are not independent. By agreeing to take on this resource, we should state for the record exactly why it’s here and disclose related fire dangers,” said Jacob.

In 2007, the wildfires that scorched the county were caused by sparks from arcing power lines. The Sunrise Powerlink is a transmission line that will be built from Imperial County through the mountains and back country of southeastern San Diego County. Powerlink opponents have argued that the Environmental Impact Report for the project showed a significant fire risk if the Powerlink was built.

“We’ve looked at that. We know that they’re taking prudent steps to minimize that. For San Diego Gas and Electric to make this available for firefighting is a very generous step on their part,” county Supervisor Ron Roberts said.

SDG&E and the county have set up a $300,000 fund to pay for the Sunbird’s firefighting operations.

Copyright © 2010, KSWB-TV

County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure. Please feel free to contact me today for free counseling at (619) 301-0200 or Toll free (866) 825-8124.

SDG&E’s New Giant Firefighting Helicopter is a post from: San Diego Real Estate-San Diego Homes | Riverside Real Estate-Riverside Homes

Effort designed to encourage principal write-downs for responsible borrowers

WASHINGTON – In an effort to help responsible homeowners who owe more on their mortgage than the value of their property, the U.S. Department of Housing and Urban Development today provided details on the adjustment to its refinance program which was announced earlier this year that will enable lenders to provide additional refinancing options to homeowners who owe more than their home is worth. Starting September 7, 2010, the Federal Housing Administration (FHA) will offer certain ‘underwater’ non-FHA borrowers who are current on their existing mortgage and whose lenders agree to write off at least ten percent of the unpaid principal balance of the first mortgage, the opportunity to qualify for a new FHA-insured mortgage.

The FHA Short Refinance option is targeted to help people who owe more on their mortgage than their home is worth – or ‘underwater’ – because their local markets saw large declines in home values. Originally announced in March, these changes and other programs that have been put in place will help the Administration meet its goal of stabilizing housing markets by offering a second chance to up to 3 to 4 million struggling homeowners through the end of 2012.

“We’re throwing a life line out to those families who are current on their mortgage and are experiencing financial hardships because property values in their community have declined,” said FHA Commissioner David H. Stevens. “This is another tool to help overcome the negative equity problem facing many responsible homeowners who are looking to refinance into a safer, more secure mortgage product.”

Today, FHA published a mortgagee letter to provide guidance to lenders on how to implement this new enhancement. Participation in FHA’s refinance program is voluntary and requires the consent of all lien holders. To be eligible for a new loan, the homeowner must owe more on their mortgage than their home is worth and be current on their existing mortgage. The homeowner must qualify for the new loan under standard FHA underwriting requirements and have a credit score equal to or greater than 500. The property must be the homeowner’s primary residence. And the borrower’s existing first lien holder must agree to write off at least 10% of their unpaid principal balance, bringing that borrower’s combined loan-to-value ratio to no greater than 115%.

In addition, the existing loan to be refinanced must not be an FHA-insured loan, and the refinanced FHA-insured first mortgage must have a loan-to-value ratio of no more than 97.75 percent. Interested homeowners should contact their lenders to determine if they are eligible and whether the lender agrees the write down a portion of the unpaid principal.

To facilitate the refinancing of new FHA-insured loans under this program, the U.S. Department of Treasury will provide incentives to existing second lien holders who agree to full or partial extinguishment of the liens.

For more information on FHA Short Refinance option, read FHA’s mortgagee letter.

County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

If you have equity in your home, we will sell your home and get top dollar in this challenging market at www.countyproperties.net. If you do not have enough equity, and you must sell your property as a short sale we have the expertise to do so also and close escrow in 60 days or less. Learn more about mortgage relief options and how to take advantage of our FREE REALTOR (R)  CONSULTATION & ATTORNEY SERVICE or go to www.ShortSaleRealtors4U.com

Please feel free to contact me today for free counseling at (619) 540-5811 or Toll free (866) 825-8124.

FHA launches short refi opportunity for underwater homeowners is a post from: San Diego Real Estate-San Diego Homes | Riverside Real Estate-Riverside Homes

The White House on Wednesday said it would spend an additional $3 billion to help distressed homeowners in the states with the highest jobless rates to pay their mortgages.

The latest round of funding pushes the total federal commitment up to $4.1 billion. The White House is authorized to spend up to $50 billion to help homeowners under the Troubled Asset Relief Program originally created by the Bush administration to bail out Wall Street.

So far, existing government programs designed to help people to stay in their homes have met with little success. The rate of property foreclosures climbed 8 percent to 1.65 million in the first six months of 2010 compared to the prior year, according to RealtyTrac.

Eligible homeowners could receive no-interest loans up to $50,000 for as long as 24 months. They would have to show a good record of mortgage payment before their employment or medical condition changed. They would also have to demonstrate a “reasonable likelihood” of resuming mortgage payments within two years.

The federal Housing Finance Agency would distribute $2 billion through the so-called Hardest Hit Fund set up earlier this year. The Housing and Urban Development Department would also make $1 billion available via a new emergency program authorized by the recently signed Dodd-Frank law regulating the finance industry.

The money would be given to homeowners who lost their jobs or cannot find enough work and are in danger of losing their homes. People whose medical conditions have also reduced their ability to work would also qualify under guidelines set by the Dodd-Frank law.

Homeowners would apply for relief through their state housing agencies.

Critics say the relief programs are unfair to homeowners who are current on their mortgage payments. They also argue that much of the money is wasted because distressed homeowners usually default even after getting government help.

The latest Treasury report shows that about 10 percent of distressed homeowners who received modified loans in the fourth quarter of 2009 are delinquent in their payments.

The modification program, known as HAMP, helps homeowners to renegotiate with banks to reduce the size of their original mortgages, most of which are much higher than the current value of their homes.

But only 39,000 homeowners were able to qualify for permanent modifications in June and just 400,000 have benefited since the program was enacted, according to government data. And a report by Fitch Ratings Ltd. suggests as many as three-quarters of the modified loans could end up in default once again.

(c) 2010, MarketWatch.com Inc.
Distributed by McClatchy-Tribune Information Services

County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

If you have equity in your home, we will sell your home and get top dollar in this challenging market at www.countyproperties.net. If you do not have enough equity, and you must sell your property as a short sale we have the expertise to do so also and close escrow in 60 days or less. Learn more about mortgage relief options and how to take advantage of our FREE REALTOR (R)  CONSULTATION & ATTORNEY SERVICE or go to www.ShortSaleRealtors4U.com

Please feel free to contact me today for free counseling at (619) 540-5811 or Toll free (866) 825-8124.

Government to Spend $3 Billion to Help Homeowners is a post from: San Diego Real Estate-San Diego Homes | Riverside Real Estate-Riverside Homes