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broker of County Properties

Do you think we have reached our lowest interest rate for mortgages?

by Arnie Levine on June 25, 2010

in Latest News,Mortgage Rates

Unbelievable! Home buyers must take advantage of these low rates and affordable home prices! fixed interest rates home loans1 300x129 Do you think we have reached our lowest interest rate for mortgages?

“Mortgage rates slumped to record lows this week, Freddie Mac confirmed Thursday, with lenders on average offering 4.69% on a 30-year fixed-rate loan.

The average rate on the 30-year loan fell from 4.75% last week, dropping below the previous record of 4.71% set in December. As recently as early April, the average was at 5.21%.

The latest move down had been expected after Treasury yields — which usually influence the direction of home-loan rates — fell this week to their lowest levels in more than a year on concerns about the durability of the economic recovery.
Freddie Mac’s survey, which the mortgage giant has been conducting since 1971, asks lenders what rates they are offering — and the upfront fees required to obtain those rates — for well-qualified borrowers who have at least a 20% down payment for a home purchase or that much equity in a property being refinanced. Actual rates negotiated by solid borrowers are often slightly lower.

Upfront fees on 30-year fixed-rate mortgages this week averaged 0.7% of the amount borrowed.

Rates also hit record lows on 15-year fixed-rate mortgages and so-called 5-1 hybrids, which have a fixed rate for five years before turning adjustable for the remaining 25 years.”

The Los Angeles Times

GREAT TIME TO BUY!

Don’t miss your opportunity to purchase a home at this time with LOW interest RATES and LOW home PRICES! Call today to get started, (619) 301-0200 or visit our website www.CountyProperties.net.

Click here to get loan information before the rates go up. To get started on viewing homes, condos, investment properties, pre-foreclosures, bank owned foreclosures (REO’s).
County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to www.CountyProperties.net/ and I’ll be happy to follow up and take great care of them.

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Which should I do first, get pre-approved for a loan or find a Realtor?

by Arnie Levine on June 11, 2010

in Latest News

financing11 300x298 Which should I do first, get pre approved for a loan or find a Realtor?Both should be done in conjunction together. However, you may want to speak with a few Realtor’s first, they should be able to refer you to a few different lenders they have worked with in the past.

Since the financing is the heart of the purchase, you want to have a good lender and Realtor on your side. When Realtor and lender have past experience working together, it is a big benefit to you, the buyer. If the Realtor knows how the lender performs and the lenders experience, it can make your buying experience smooth and easy.

After you have decided on your Realtor and lender, you will need to start the loan process immediately. The lender will require paperwork and documentation in order to see what price you qualify for and talk to you about payments. You can then come up with a purchase price you are comfortable with, that you will share with your Realtor.

Your Realtor will be speaking with your lender along the way and obtain a pre-approval letter to submit with any offers you put in on homes. In today’s market it is imperative you have the pre-approval letter to submit with offers. Most of the time you will be competing with other offers, if you don’t have a pre-approval letter, most times your offer will not be submitted for the seller to review. Think of it is this way, if you were selling something you would want proof that the purchaser has the money or capability to obtain a loan before you wasted your time considering their offer.

Be sure your Realtor sets you up on a search, so you can view properties online in the comfort of your own home. This search should match your criteria in a home and not exceed the purchase price your looking to stay at or under. When you find a few properties your ready to view contact your Realtor.

Happy House Hunting!

County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau!
Click here to get loan information before the rates go up. To get started on viewing homes, condos, investment properties, pre-foreclosures, bank owned foreclosures (REO’s) or thinking of selling your property, please contact me today for free counseling at (619) 301-0200.

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to www.CountyProperties.net and I’ll be happy to follow up and take great care of them.

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Interview broker of County Properties San Diego Channel 6 TV The CW

by Arnie Levine on August 6, 2009

in County Properties in the media

Interview with the broker of County Properties Arnie Levine. Please come and enjoy our viewing. 

 

 

 
 

From August5th Wed. 9:30am
 

Arnie Levine has been a licensed real estate agent since 1986, and created County Properties in 1995. 

The company was created on a need to change old fashioned real estate office protocol, where all agents compete and market themselves in the same office. They wanted to create a company that has a team concept by doing all the marketing for our agents so they can focus on serving the clients needs and concerns. 

Arnie has a college background in Electronics and Computer Technology, allowing the company to always have a cutting edge in real estate technology.  They are a family-owned business that caters to service. They keep their base of agents to a small group to allow direct hands on training, therefore giving each agent shared skills and empowerment to serve each client.

Their company's commitment and integrity focuses on their primary goal, which is to coach their clients so they can make their best choices when buying or selling a home.

Thank you!

County Properties

 

XETV l Bay City Television

Interview broker of County Properties San Diego Channel 6 TV The CW

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