Posts tagged as:

County Properties

Did the Foreclosure crisis shifts FICO your scores?

by Arnie Levine on September 23, 2011

in Finance,Latest News

FICO scores, which are used by financial institutions to determine creditworthiness, remained “relatively stable” between 2005 and 2011, according to Banking Analytics Blog.

Still, new data suggests mortgage foreclosures, delinquencies and bankruptcies take a toll on consumers’ FICO scores over the long haul.

A new report published on Banking Analytics Blog, which is a blog of the Fair Isaac Corp. (FICO: 23.67 +0.34%), says in the early part of the recession, consumers swung to the extreme ends of the FICO curve, with more of them landing in the low range with scores of 300 to 499 and in the high range of 800 to 850.

There were fewer borrowers in the middle range of 600 to 749. This distribution was the result of consumers wrangling with foreclosures, bankruptcies and loan delinquencies, which push scores lower, or focusing on eliminating debt or postponing purchases that require financing in the midst of the recession, which pushes scores higher.

Fast-forward a few years, and it’s now apparent scores are moving in the middle range. FICO said 2.8 million more consumers are in the 550 to 649 range now than 2008.

“This shift may reflect the enduring impact to credit risk caused by the appearance of serious delinquencies on consumer credit reports,” the company said on the blog. “As we reported in March, score recovery from negative events such as mortgage foreclosure typically takes from three to seven years for consumers who meet their credit obligations following such events.”

County Properties, 25 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

Click here to get loan information before the rates go up. To get started on viewing homes, condos, investment properties, pre-foreclosures, bank owned foreclosures (REO’s) or thinking of selling your property, please contact me today for free counseling at (619) 540-5811.

New Pro-Property Search. We will setup a customized search for you by our professional REALTOR® Team. Sit back relax and shop at home! We will make changes to your Pro-Property Search any time you like, just let us know. Have fun!

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to www.CountyProperties.net/ and I’ll be happy to follow up and take great care of them.

Tagged as: , , , ,

House of the Week-Alec Baldwin & How I met his Brother Stephen

by Arnie Levine on August 27, 2011

in Latest News

kitchen1 150x150 House of the Week Alec Baldwin & How I met his Brother Stephen

alecs home House of the Week Alec Baldwin & How I met his Brother Stephen
Alec Baldwin

$9,500,000  3 bedroom  3.5 bathrooms

images 150x150 House of the Week Alec Baldwin & How I met his Brother Stephen

Stephen Baldwin

I am posting this blog because, first of all I moved here from New York 31 years ago. Second, I met Alec’s brother Stephen Baldwin a number of years ago in San Diego. Stephen was shooting a movie in San Diego and I met him in east county when he was off the set for the evening . We hung out and talked for a few hours. He was a very open, considerate and a gentleman, even though some of his characters roles he acts in are the opposite in nature.  It truely was a pleasure to meet him and wished him and the rest of his talented family including Alex well.  As I do also with the sale of Alex’s home.

More questions about  homes in San Diego CA? We can help you, at County Properties, 25 years of brokerage experience, trust and a Member of the local Better Business Bureau! Want to know what your home is worth? Click here for a free market evaluation !

If you have equity in your home, we will sell your home and get top dollar in this challenging market wiht our  Internet Marketing and Sales Program. If you do not have enough equity, and you must sell your property as a short sale we have the expertise to do so also, go to www.ShortSaleRealtors4U.com

New Pro-Property Search. We will setup a customized search for you by our professional REALTOR® Team. Sit back relax and shop at home! We will make changes to your Pro-Property Search any time you like, just let us know. Have fun!

exterior of building1 150x150 House of the Week Alec Baldwin & How I met his Brother Stephen living room1 150x150 House of the Week Alec Baldwin & How I met his Brother Stephen BUber-talented (and highly hilarious) Alec Baldwin has put his Central Park West co-op on the Manhattan market. Boasting gorgeous park, reservoir and skyline views, this A-lister home features a formal dining room and paneled library. With three bedrooms spacious enough for all the Baldwin brothers—including a newly tricked-out corner master suite with a windowed marble bath—this is a crib for closers.The El Dorado stands as Emery Roth’s two towered modernist structure on the Central Park West skyline where you will find this rare full floor 3 bedroom and 3.5 bath home. Known for its classic art deco elegance and fine service this 22nd floor home boasts unparalleled serenity with park, reservoir and skyline views. Light floods in as the sun reflects off the reservoir and barely a sound is heard. Enter into an elegant gallery off your private landing.

 The square corner living room facing north and east provides astounding views, wood burning fireplace, elegant crown moldings, and a scale giving you the sense of an airy grandeur ideal for gatherings. You will also find off the gallery a formal dining room, paneled library and windowed powder room.All bedrooms are spacious and have ensuite baths, two of which face directly over the park.

The corner master suite facing south and east is newly refurbished offering ample closet space, built ins, surround sound and a windowed marble bath facing the park. The newly decorated and equipped eat in kitchen has every convenience comprised of Viking and Traulsen appliances. Building amenities include a grand Art Deco lobby with doorman and concierge service, fitness center, 1/2 court basketball, children’s playroom, bike room and garage. Listing website:The Corcoran Group
IS1qmcct45t8iw31 150x150 House of the Week Alec Baldwin & How I met his Brother Stephen view1 150x150 House of the Week Alec Baldwin & How I met his Brother Stephen
kitchen2 150x150 House of the Week Alec Baldwin & How I met his Brother Stephen bedroom1 150x150 House of the Week Alec Baldwin & How I met his Brother Stephen

House of the Week Alec Baldwin & How I met his Brother Stephen

Tagged as: , , , , , , , , , , ,

July is Smart Irrigation Month

by Arnie Levine on July 14, 2011

in Current Affairs,Latest News

images3 July is Smart Irrigation MonthFine-Tune Your San Diego Home, Irrigation System, to Save Money and See Better Results

Residential irrigation systems offer convenience in protecting your landscape investment. Enjoy your yard, keep it healthy and beautiful while you water efficiently, saving time and money.

The Irrigation Association® offers these water-saving tips to maintain and update automatic irrigation systems:

1. Adapt your watering schedule to the weather and the season. Familiarize yourself with the settings on your irrigation controller. Adjust the watering schedule regularly to conform with current weather conditions.

2. Schedule each individual zone in your irrigation system. “Scheduling” accounts for the type of sprinkler, sun or shade exposure and the soil type for the specific area. The same watering schedule should almost never apply to all zones in the system.

3. Inspect your system monthly. Check for leaks, broken or clogged heads, and other problems, or engage an irrigation professional to regularly check your system. Clean micro-irrigation filters as needed.

4. Adjust sprinkler heads. Correct obstructions that prevent sprinklers from distributing water evenly. Keep water off pavement and structures.

5. Install a rain shutoff switch—inexpensive and effective. Required by law in many states, these money-saving sensors turn off your system in rainy weather and help to compensate for natural rainfall. The device can be retrofitted to almost any system.

Learn more at www.irrigation.org

——————————————————————————————————————————————————————

Click here to get loan information before the rates go up. To get started on viewing San Diego County homes, condos, investment properties, pre-foreclosures, bank owned foreclosures (REO’s) or thinking of selling your property, please contact County Properties today for free counseling at (619) 540-5811 or (619) 301-0200 .

New Pro-Property Search. County Properties will setup a customized search for you by our professional REALTOR® Team. Sit back relax and shop at home! We will make changes to your Pro-Property Search any time you like, just let us know. Have fun!

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to www.CountyProperties.net/ and I’ll be happy to follow up and take great care of them.

Tagged as: , ,

New Law Requires Carbon Monoxide Detectors in Homes

by Arnie Levine on July 14, 2011

in Current Affairs,Latest News

carbon 11 New Law Requires Carbon Monoxide Detectors in HomesAs of July 1, 2011, the Carbon Monoxide Poisoning Prevention Act (Senate Bill SB-183) requires all single-family homes with an attached garage or a fossil fuel source to install carbon monoxide alarms within the home by July 1, 2011. Owners of multi-family leased or rental dwellings, such as apartment buildings, have until January 1, 2013 to comply with the law.

What is Carbon Monoxide?

Carbon Monoxide is a colorless, odorless gas that is produced from heaters,

fireplaces, furnaces, and many types of appliances and cooking devices. It can also

be produced by vehicles that are idling.

What is the effective date for installing a CO device?

For a single-family dwelling, the effective date is July 1, 2011. For all other dwelling

units, the effective date is January 1, 2013.

What is the definition of a dwelling unit?

A dwelling unit is defined as a single family dwelling, duplex, lodging house,

dormitory, hotel, motel, condominium, time-share project, or dwelling unit in a

multiple-unit dwelling building.

Where should CO devices be installed in homes?

They should be installed outside each sleeping area of the home including the

basement. Follow the manufacturer’s installation instructions.

Are CO devices that are required by SB-183 to be installed in each room?

No. They are required by SB-183 to be installed outside of each sleeping area.

For maximum protection against CO gas, it is recommended that a CO device be

installed in each sleeping room.

Are CO devices required to be approved by the State Fire Marshal?

Yes. SB-183 prohibits the marketing, distribution, or sale of devices unless it is

approved and listed by the CSFM.

If someone has a CO device that is not listed by the CSFM prior to the law, can they maintain it or does it have to be replaced?

Existing CO devices installed prior to July 1, 2011 may continue to be utilized.

Questions regarding carbon monoxide devices may be addressed to Deputy Mike

Tanaka at (916)445-8533 or mike.tanaka@fire.ca.gov

For full CSFM FAQ Memo including a link for all CSFM approved devices visit

http://www.fire.ca.gov/

—————————————————————————————————————————————————————–

Click here to get loan information before the rates go up. To get started on viewing San Diego County homes, condos, investment properties, pre-foreclosures, bank owned foreclosures (REO’s) or thinking of selling your property, please contact County Properties today for free counseling at (619) 540-5811 or (619) 301-0200 .

New Pro-Property Search. County Properties will setup a customized search for you by our professional REALTOR® Team. Sit back relax and shop at home! We will make changes to your Pro-Property Search any time you like, just let us know. Have fun!

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to www.CountyProperties.net/ and I’ll be happy to follow up and take great care of them.

Tagged as: ,

BBB Student Ambassador Program

by Arnie Levine on July 14, 2011

in Current Affairs,Latest News

To celebrate their completion of the BBB Student Ambassador Program, 16 high school students gathered as the BBB presented them with awards and scholarships for their diligence in educating young consumers.

As a result of high disposable income, young consumers are often the objects of scams. In order to put an end to this targeted fraud, the Better Business Bureau created the Student Ambassador program, in partnership with Union Bank.

Created in 2006, the Program has reached thousands of teenagers across the county. This year alone, students spoke to over 2,900 of their peers, according to Mona Terry, BBB Director of Operations and Student Ambassador Coordinator.

In the beginning of each year, the BBB sends invitations for up to 4 juniors or seniors to participate in the program. Once students are chosen, they attend a two hour training which covers how to check your credit to the importance of keeping your private information private.

After training, the young ambassadors set off to present the information they’ve learned to their peers. Though they are required to give at least one presentation a month between March and May, scholarship recipients are chosen based on which students were able to reach the most of their peers over the course of those three months.

“By arming our Student Ambassadors with the knowledge of how to protect themselves from identity theft and providing them knowledge of how to use their money wisely, we empower high school aged students to teach their peers how to be savvier consumers and help spend their hard earned money in wise and safe ways,” said Terry.

And the winner is…

This year’s awards ceremony, which took place last May in the Union Bank building of Downtown San Diego, was packed with students, parents, siblings and teachers as they awaited the results.

  1. Taking third place Christine Girten and Quintasia Walker of San Diego High School split a $1,000 scholarship, after speaking to 468 students in 15 speeches,
  2. In second place, dividing a $1,500 scholarship was Ashley McQuerter and Dylan Phan of Serra High School who spoke to 524 students over 20 speeches.
  3. The grand prize winners, took home a $2,500 scholarship. Whitney White and Jose Morales of San Diego High School spoke to a whopping 843 students in 30 speeches.

For more information about the Student Ambassador Program, visit BBB.org or email Mona Terry at mterry@sandiego.bbb.org.

—————————————————————————————————————————————————————-

Click here to get loan information before the rates go up. To get started on viewing San Diego County homes, condos, investment properties, pre-foreclosures, bank owned foreclosures (REO’s) or thinking of selling your property, please contact County Properties today for free counseling at (619) 540-5811 or (619) 301-0200 .

New Pro-Property Search. County Properties will setup a customized search for you by our professional REALTOR® Team. Sit back relax and shop at home! We will make changes to your Pro-Property Search any time you like, just let us know. Have fun!

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to www.CountyProperties.net/ and I’ll be happy to follow up and take great care of them.

Tagged as: , , , , , ,

Yea I want to buy a home but My credit sucks!

by Arnie Levine on January 27, 2011

in Current Affairs,Latest News

bad credit loans13 150x82 Yea I want to buy a home but My credit sucks!

Wells Fargo to Accept FHA Mortgages with Credit Scores Under 600


Wells Fargo announced that effective January 15, 2011, they will accept Federal Housing Administration (FHA) mortgages for borrowers with credit scores as low as 500.

  • For borrowers with credit scores 500-579 a 10 percent down payment is required and the down payment may not be a gift or be part of a down payment assistance program.
  • For borrowers with credit scores 580-599 a 5 percent down payment is required and the down payment may not be a gift or be part of a down payment assistance program.
  • Borrowers with a credit score of 600 or higher are required to have a 3.5 percent down payment and a gift is acceptable. For all borrowers, seller concessions are limited to 3 percent.

Call or email today to see if you qualify!

More questions we can help you, at County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! Want to know what your home is worth? Click here for a free market evaluation !

New Pro-Property Search. We will setup a customized search for you by our professional REALTOR® Team. Sit back relax and shop at home! We will make changes to your Pro-Property Search any time you like, just let us know. Have fun!

Tagged as: , , , ,

Mission Bay VIEWS! Open House Saturday the 14th.

by Arnie Levine on January 14, 2011

in Latest News,Open House

front1 300x225 Mission Bay VIEWS! Open House Saturday the 14th. view1 300x225 Mission Bay VIEWS! Open House Saturday the 14th. living room 300x225 Mission Bay VIEWS! Open House Saturday the 14th.

3665 Paul Jones Ave San Diego 92117

Saturday January 14th 12pm-3pm

VIEWS!!! This beautiful San Diego Foreclosure is located in the Clairemont community. Large home that offers space for your family and friends, as well as a gorgeous deck for watching the sunset over Mission Bay! Watch the Sea World fireworks from your living room! Private backyard is great for entertaining. Easy freeway access, close to various restaurants. Come check it out!

Features

County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to www.CountyProperties.net and I’ll be happy to follow up and take great care of them.

Tagged as: , , , , , ,

Homebuyer Tax Credit still available for qualified Veterans

by Arnie Levine on January 13, 2011

in Finance,Latest News

veteran 150x150 Homebuyer Tax Credit still available for qualified Veterans Reminder…..

Home Buyer Tax Credit for Veterans good until 2011

The Federal Home buyer Tax Credit is still available for qualified Veterans

  • A Veteran (and, if married, the individual’s spouse) that was deployed out of the country for a minimum of 90 days between Dec. 31, 2008 and ending before May 1, 2010.
  • This program is available to U.S. Military Foreign Service and intelligence Communities.
  • Purchase contracts must be signed by April 30th, 2011 and loans must close by June 30th 2011.
  • This extension includes the $8,000 first time buyer tax credit and the $6,500 repeat home buyer tax credit.
  • Also if the service member receives an order to move within the first three years the requirement that the credit must be repaid is waived.

CLICK HERE FOR MORE INFORMATION IRS.GOV

CLICK HERE TO REACH A LENDER FOR ANY QUESTIONS

More questions we can help you, at County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! Want to know what your home is worth?

New Pro-Property Search. We will setup a customized search for you by our professional REALTOR® Team. Sit back relax and shop at home! We will make changes to your Pro-Property Search any time you like, just let us know. Have fun!

Tagged as: , , , ,

Free laughs at The Comedy Palace

by Arnie Levine on January 13, 2011

in Current Affairs,Free

FREE ADMISSION with PROMO CODE: 94753
Click Here to reserve your seats or copy and paste the following link:
www.thecomedypalace.com/freelaughs

COMEDY1 Free laughs at The Comedy Palace

FOR ONLINE RESERVATIONS SIMPLY USE: www.thecomedypalace.com/freelaughs

Questions? Call: 858-539-6061
Remember to use promo code: 94753
Reservations Required. 21 or over. Two item minimum.

County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

By the way…if you know of someone who would appreciate the level of service in real estate we provide, please call me or have them go to www.CountyProperties.net and I’ll be happy to follow up and take great care of them

Tagged as: , , , ,

Interactive video simulation for homeowners

by Arnie Levine on January 10, 2011

in Current Affairs

cartoon house1 150x150 Interactive video simulation for homeownersFannie Mae launched WaysHomeTM, a new interactive video to educate homeowners about their options to avoid foreclosure, motivate them to make the right decisions, and encourage them to seek help. WaysHome is part of Fannie Mae’s Know Your Options consumer initiative to help today’s struggling homeowners and is available on KnowYourOptions.com.

Overview
A unique and innovative learning tool, WaysHome allows you the homeowner to put yourself into real-life situations and make decisions — then see the consequences of these decisions play out in front of you. Through WaysHome, homeowners can:

  • Participate in an interactive video simulation.
  • Select a character and go through the simulation “playing” that character.
  • Follow characters as they encounter financial hardships and challenges that affect your ability to pay your mortgage.
  • Choose different paths based on real-life situations.
  • Experience the positive outcomes or negative consequences of your choices (i.e., if you avoid taking action, foreclosure may be your only option).
  • Learn about options that may be available to help.

Discover the right paths to  avoid foreclosure, know your options, and find your way home.

CLICK HERE TO PARTICIPATE IN INTERACTIVE VIDEO


County Properties, 24 years of brokerage experience, trust and a Member of the local Better Business Bureau! We offer free counseling in real estate regarding; home values and information on options of selling vs. Foreclosure.

Tagged as: , , , , , ,

Page 1 of 41234»